1903 E Bell Ave, Des Moines, IA 50320 Property Records

Polk County property record for 1903 E Bell Ave, Des Moines, IA 50320

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,344 sqft · built 1980
Lot Size	0.223 acres (9,700 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Nov 2016)
Tax Bill	$3,456 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010/03972-614-003`

Property Details

APN / Parcel Number

Primary APN	`010/03972-614-003`
Alternative APN	`782414404031`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,344 sqft Living Area
1st Floor Area	1,144 sqft
Upper Floors Area	1,200 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,700 sqft (0.223 acres)
Lot Dimensions	125 ft deep x 35 ft wide
Garage Area	288 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1903 E BELL AVE
City	DES MOINES
State	IA
Zip	50320-1274
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 14 PARK FOREST PLAT 3
Legal Subdivision	PARK FOREST PLAT 3
Legal Lot Number	14
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2004
Census Tract	3901

Owner

1903 E Bell Ave, a duplex, is owned by an individual who bought it in November 2016.

Source: Polk County records, as of October 13, 2025

Owner of Record	Individual Name on File
Mailing Address	9828 BROOKVIEW DR, URBANDALE, IA 50322-6248
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage SECURITY STATE BANK
Oct 6, 2020	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK
Feb 26, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2016 · Amount on File
Deed Sale	Nov 23, 2016 · Amount on File
Prior Sale	May 22, 2012 · Amount on File
Deed Document Number	201647368
Deed Book / Page	16281 / 395
Prior Transfer Date	Dec 14, 2010
Prior Transfer Doc	201100050783
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1903 E BELL AVE, DES MOINES, IA 50320-1274
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9828 BROOKVIEW DR, URBANDALE, IA 50322-6248

Mortgage

Document Number	0000019610
Date	Mar 11, 2022
Book Page	19021/476
Instrument	2022-00019610

Lender

Name	SECURITY STATE BANK
Type	Bank
Address	RADCLIFFE, IA 50230

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Feb 20, 2042

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 6, 2020
Property Address	1903 E BELL AVE, DES MOINES, IA 50320-1274
Document Number	0000039026
Book / Page	018111 / 000635
Instrument Date	Sep 28, 2020
Instrument	39026
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 E BELL AVE DES MOINES IA 50315, DES MOINES, IA 50315

Mortgage

Document Number	39028
Date	Oct 6, 2020
Book Page	018111/000640
Instrument	39028

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 26, 2019
Property Address	1903 E BELL AVE, DES MOINES, IA 50320-1274
Document Number	0000061262
Book / Page	017243 / 000589
Instrument Date	Feb 19, 2019
Instrument	61262
Transaction Type	Transfer
Record Updated	Mar 18, 2019

Transaction

Amount	Amount on Record
Tax	$216.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 71084 CLIVE IA 503250084, CLIVE, IA 50325-0084

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$209,800 Land $25,400 Building $184,400	$209,800 Land $25,400 Building $184,400
2024	$3,456.00
2023		$175,700 Land $20,900 Building $154,800	$175,700 Land $20,900 Building $154,800
2020	$2,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1903 E Bell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1903 E Bell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: Verizon.

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