1903 Continental Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1903 Continental Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,918 sqft · built 1980
Lot Size	0.36 acres (15,700 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,188 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8914-23-376-005`

Property Details

APN / Parcel Number

Primary APN	`8914-23-376-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,918 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,700 sqft (0.36 acres)
Lot Dimensions	157 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	504 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1903 CONTINENTAL DR
City	CEDAR FALLS
State	IA
Zip	50613-6411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONTINENTAL HEIGHTS ESTATES LOT 9
Legal Range	14W
Legal Township	89N
Legal Section	23
Legal Subdivision	CONTINENTAL HEIGHTS ESTATES
Legal Lot Number	9
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1000
Census Tract	2606

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1903 CONTINENTAL DR, CEDAR FALLS, IA 50613-6411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2017	Deed of Trust, Mortgage VERIDIAN CU
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Oct 5, 2017	Warranty Deed, Transfer · ARM VERIDIAN CU
Oct 5, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1903 CONTINENTAL DR, CEDAR FALLS, IA 50613-6411
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800006253
Date	Oct 9, 2017
Instrument	2018-00006253

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 10, 2027

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1903 CONTINENTAL DR, CEDAR FALLS, IA 50613-6411
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200007396
Date	Oct 5, 2021
Instrument	202200007396

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 5, 2017
Property Address	1903 CONTINENTAL DR, CEDAR FALLS, IA 50613-6411
Document Number	201800006063
Instrument Date	Sep 29, 2017
Instrument	2018-00006063
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1903 CONTINENTAL DR, CEDAR FALLS, IA 50613-6411

Mortgage

Document Number	201800006064
Date	Oct 5, 2017
Instrument	2018-00006064

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 5, 2017
Property Address	1903 CONTINENTAL DR, CEDAR FALLS, IA 50613-6411
Document Number	201800006062
Instrument Date	Sep 29, 2017
Instrument	2018-00006062
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1903 CONTINENTAL DR, CEDAR FALLS, IA 50613-6411

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,188.00 (+14.55%) Homeowner's exemption	$289,900 (+22.13%) Land $46,350 Building $243,550	$289,900 (+22.13%) Land $46,350 Building $243,550
2024	$3,656.00 (-8.46%)
2023		$237,370 (+5.41%) Land $46,350 Building $191,020	$237,370 (+5.41%) Land $46,350 Building $191,020
2022	$3,994.00 Homeowner's exemption	$225,190 Land $46,350 Building $178,840
2021			$225,190 Land $46,350 Building $178,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Apr 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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