1903 Cobbham Rd, Thomson, GA 30824 Property Records

McDuffie County property record for 1903 Cobbham Rd, Thomson, GA 30824

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,916 sqft · built 1990
Lot Size	4.56 acres (198,634 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,975 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00510 00000 003 B00`

Property Details

APN / Parcel Number

Primary APN	`00510 00000 003 B00`
Alternative APN	`4501`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,916 sqft Heated Area
Gross Area	3,836 sqft
1st Floor Area	2,104 sqft
2nd Floor Area	1,492 sqft
Upper Floors Area	1,052 sqft
Utility Area	112 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	198,634 sqft (4.56 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	264 sqft
Deck Area	108 sqft
Patio Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4501
Street Address	1903 COBBHAM RD
City	THOMSON
State	GA
Zip	30824-4100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	1903 COBBHAM RD NE
Jurisdiction	MCDUFFIE GA
Township / Civil Division	THOMSON
Census Block Group	1
Census Block	1046
Census Tract	950200

Owner

1903 Cobbham Rd is owned and occupied by two individuals who acquired it in June 2021.

Source: McDuffie County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1903 COBBHAM RD, THOMSON, GA 30824-4100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2017	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
May 16, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUENSBOROUGH NATIONAL BANK AND TRUST
Jun 3, 2021	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 1993
Deed Sale	Apr 26, 1993
Prior Sale	Jan 25, 1990 · Amount on File
Deed Book / Page	181 / 185
Last Transfer Date	Jun 3, 2021
Transfer Doc	000703/908
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	1903 COBBHAM RD, THOMSON, GA 30824-4100
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000652/429
Date	Feb 28, 2017
Book Page	652/429

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2027

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	1903 COBBHAM RD, THOMSON, GA 30824-4100
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 COBBHAM RD, THOMSON, GA 30824-4100

Mortgage

Document Number	0000000733/0000000052
Date	May 16, 2023
Book Page	0000000733/0000000052

Lender

Name	FARMERS STATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2033

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	1903 COBBHAM RD, THOMSON, GA 30824-4100
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 COBBHAM RD, THOMSON, GA 30824-4100

Mortgage

Document Number	0000000703/0000000911
Date	Jun 11, 2021
Book Page	0000000703/0000000911

Lender

Name	QUENSBOROUGH NATIONAL BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Jun 3, 2021
Property Address	1903 COBBHAM RD, THOMSON, GA 30824-4100
Document Number	703/908
Book / Page	703 / 908
Instrument Date	Jun 3, 2021
Instrument	2021-000485
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 COBBHAM RD, THOMSON, GA 30824-4100

Tax Assessment & Valuation

The 2025 property tax bill for 1903 Cobbham Rd was $4,975 with a homeowner's exemption, up 2.2% from the year before.

Source: McDuffie County assessment roll, as of January 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McDuffie County
Unified School District	McDuffie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,333 (+1.13%) Land $8,012 Building $209,321	$543,330 (+1.13%) Land $20,029 Building $523,301
2025	$4,975.00 (+2.18%) Homeowner's exemption	$214,903 (+5.33%) Land $7,488 Building $207,415	$537,256 (+5.33%) Land $18,719 Building $518,537
2024	$4,869.00 (+10.66%) Homeowner's exemption	$204,021 (+4.26%) Land $6,746 Building $197,275	$510,051 (+4.26%) Land $16,864 Building $493,187
2023	$4,400.00 (+1.29%) Homeowner's exemption	$195,680 (+17.91%) Land $6,746 Building $188,934	$489,199 (+17.91%) Land $16,864 Building $472,335
2022	$4,344.00 Homeowner's exemption	$165,951 Land $6,746 Building $159,205	$414,876 Land $16,864 Building $398,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1903 Cobbham Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1903 Cobbham Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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