1903 Chesapeake Ln, Highlands Ranch (Littleton), CO 80126 Property Records

Douglas County property record for 1903 Chesapeake Ln, Highlands Ranch, CO 80126

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,560 sqft · built 1989
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Jul 2024)
Tax Bill	$5,569 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Jul 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2229-11-1-01-147`

Property Details

APN / Parcel Number

Primary APN	`2229-11-1-01-147`
Alternative APNs	`R0350589` `0350589`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,560 sqft Living Area
Gross Area	4,184 sqft
Basement Area	1,439 sqft
Finished Basement	815 sqft
Unfinished Basement	624 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	712 sqft
Porch	Porch
Porch Area	631 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0350589
Street Address	1903 CHESAPEAKE LN
City	HIGHLANDS RANCH
State	CO
Zip	80126-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDU
Legal Description	LOT 30 HIGHLANDS RANCH #70E .250 AM/L
Legal Range	68W
Legal Township	06S
Legal Section	11
Legal Quarter	NE
Legal Subdivision	HIGHLANDS RANCH
Legal Block	2
Legal Lot Number	30
Jurisdiction	DOUGLAS CO
Township / Civil Division	SEDALIA
Census Block Group	2
Census Block	2008
Census Tract	14108

Owner

1903 Chesapeake Ln is owned and occupied by two individuals who bought it in July 2024.

Source: Douglas County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1903 CHESAPEAKE LN, HIGHLANDS RANCH, CO 80126-4040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 26, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit BELLCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2024 · Amount on File
Deed Sale	Jul 26, 2024 · Amount on File
Prior Sale	May 22, 2012 · Amount on File
Deed Document Number	202430909
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	1903 CHESAPEAKE LN, HIGHLANDS RANCH, CO 80126-4040
Transaction Type	Mortgage
Record Updated	May 25, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 CHESAPEAKE LN, HIGHLANDS RANCH, CO 80126-4040

Mortgage

Document Number	0000008764
Date	Mar 4, 2025
Instrument	2025008764

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2040

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Jul 26, 2024
Property Address	1903 CHESAPEAKE LN, HIGHLANDS RANCH, CO 80126-4040
Document Number	0000030909
Instrument Date	Jul 25, 2024
Instrument	2024030909
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1903 CHESAPEAKE LN, HIGHLANDS RANCH, CO 80126-4040

Mortgage

Document Number	0000030910
Date	Jul 26, 2024
Instrument	2024030910

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	1903 CHESAPEAKE LN, HIGHLANDS RANCH, CO 80126-4040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 CHESAPEAKE LN, HIGHLANDS RANCH, CO 80126-4040

Mortgage

Document Number	0000005029
Date	Jan 13, 2021
Instrument	2021005029

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2046

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	1903 CHESAPEAKE LN, HIGHLANDS RANCH, CO 80126-4040
Document Number	0000074656
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 CHESAPEAKE LN HIGHLANDS RANCH CO 801264040, HIGHLANDS RANCH, CO 80126-4040

Mortgage

Document Number	0000074656
Date	Nov 2, 2017
Instrument	74656

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1903 Chesapeake Ln was $5,569, up 3.6% from the year before.

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,710 (-) Land $14,290 Building $50,420	$951,600 (-) Land $210,123 Building $741,477
2025	$5,569.00 (+3.65%)	$64,710 Land $14,290 Building $50,420	$951,600 Land $210,123 Building $741,477
2024	$5,373.00 (+0.19%)
2023	$5,363.00	$67,400 Land $14,750 Building $52,650	$1,005,935 Land $220,079 Building $785,856

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1903 Chesapeake Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1903 Chesapeake Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 44% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLANDS RANCH WSD serves 103,444 people · EPA ID CO0118015
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BAM Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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