Harford County property record for 1903 Cherish Ct, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,991 sqft · built 2002 |
| Lot Size | 0.437 acres (19,033 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $530,000 (Feb 2021) |
| Tax Bill | $6,894 (2026) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-354490 |
| Primary APN | 03-354490 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,991 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 19,033 sqft (0.437 acres) |
| Garage Type | Built-in |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 550 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 354490 |
|---|---|
| Street Address | 1903 CHERISH CT |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-2760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1COS |
| Legal Description | LOT 424 19033 SF 1903 CHERISH COURT FOREST LAKE S7 P104/34 |
| Legal Subdivision | FOREST LAKE 02 SEC 07 PH 03 |
| Legal Lot Number | 424 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 303204 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1903 CHERISH CT, FOREST HILL, MD 21050-2760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2021 · Amount on Record |
| Deed Sale | Feb 5, 2021 · Amount on Record |
| Prior Sale | May 13, 2014 · Amount on Record |
| Deed Book / Page | 14467 / 344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 5, 2021 |
| Property Address | 1903 CHERISH CT, FOREST HILL, MD 21050-2760 |
| Document Number | 0144670344 |
| Book / Page | 14467 / 344 |
| Map Reference | MB 104 FO 34 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CASTLE R/E TITLE LLC, CASTLE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1903 CHERISH CT, FOREST HILL, MD 21050-2760 |
| Document Number | 0014467351 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 14467/351 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 1, 2050 |
| Change Frequency | 2 Years |
|---|
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,894.00 (+8.26%) | $632,567 (+13.05%) | $679,500 (+11.56%) Land $117,900 Building $561,600 |
| 2025 | $6,368.00 (+9.27%) | ||
| 2023 | $559,567 | $609,100 Land $117,900 Building $491,200 | |
| 2022 | $5,828.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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