1903 Cedar St, Yankton, SD 57078 Property Records

Yankton County property record for 1903 Cedar St, Yankton, SD 57078

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 880 sqft · built 1959
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$127,000 (Nov 2019)
Tax Bill$2,115 (2025)
Deeds & MortgagesOct 2021 Mortgage
Sep 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN78.540.007.100

Property Details

APN / Parcel Number

Primary APN78.540.007.100

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area880 sqft Living Area
Basement Area840 sqft
Finished Basement840 sqft
Unfinished Basement840 sqft
FlooringOther

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialVinyl
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1903 CEDAR ST
CityYANKTON
StateSD
Zip57078-2120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN2 LT 10 & S30 LT 11 BLK 7 NORTH YANKTON
Legal SubdivisionNORTH YANKTON
Legal Block7
Legal Lot Number10,11
JurisdictionYANKTON SD
Township / Civil DivisionYANKTON
Census Block Group3
Census Block3008
Census Tract966302

Owner

1903 Cedar St is owned and occupied by an individual who acquired it in September 2023.

Source: Yankton County records, as of October 1, 2026

Owner of RecordIndividual Name on File
Mailing Address1903 CEDAR ST, YANKTON, SD 57078-2120
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Sep 27, 2023Intrafamily Transfer, Transfer
Nov 6, 2019Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2019 · Amount on File
Deed SaleNov 6, 2019 · Amount on File
Prior SaleMar 7, 2016 · Amount on File
Deed Book / Page548 / 50
Last Transfer DateSep 24, 2023
Transfer Doc0571000246
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYANKTON SD
Property Address1903 CEDAR ST, YANKTON, SD 57078-2120
Transaction TypeMortgage
Record UpdatedJan 16, 2026
Title CompanyBRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000561/410
DateOct 8, 2021
Book Page561/410
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionYANKTON SD
Recording DateSep 27, 2023
Property Address1903 CEDAR ST, YANKTON, SD 57078-2120
Document Number000571/246
Book / Page571 / 246
Instrument DateSep 24, 2023
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1903 CEDAR ST, YANKTON, SD 57078-2120

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1903 CEDAR ST, YANKTON, SD 57078-2120

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYANKTON SD
Recording DateNov 6, 2019
Property Address1903 CEDAR ST, YANKTON, SD 57078-2120
Document Number000548/050
Book / Page548 / 050
Map ReferenceMB G PG 12
Instrument DateNov 5, 2019
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyYANKTON TITLE COMPANY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$127.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address508 GREEN ST, YANKTON, SD 57078-3925

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1903 CEDAR ST, YANKTON, SD 57078-2120

Mortgage

Document Number000548/051
DateNov 6, 2019
Book Page548/051
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1903 Cedar St was $2,115, up 8.7% from the year before.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyYankton County
MunicipalityYankton City
Unified School DistrictYankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$159,500 (-) Land $13,200 Building $146,300$159,500 Land $13,200 Building $146,300
2025$2,115.00 (+8.74%)$159,500 Land $13,200 Building $146,300
2024$1,945.00
2023$139,300 Land $13,200 Building $126,100
2022$1,896.00
2021$108,300 Land $12,000 Building $96,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1903 Cedar St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2001–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1903 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYANKTON
serves 15,411 people · EPA ID SD4600423
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereBY WATER DISTRICT
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20
South Dakota Wireless Internet
Fixed Wireless
100 / 20

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number