1903 Bratcher Ln, Vine Grove, KY 40175 Property Records

Hardin County property record for 1903 Bratcher Ln, Vine Grove, KY 40175

Property Summary

Property Type	General Agricultural/Rural
Lot Size	18.5 acres (805,860 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Dec 2021)
Tax Bill	$1,559 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038-00-00-019`

Property Details

APN / Parcel Number

Primary APN	`038-00-00-019`

Exterior

Lot Area	805,860 sqft (18.5 acres)
Shed	1 Shed
Shed Area	192 sqft

Location & Zoning

Street Address	1903 BRATCHER LN
City	VINE GROVE
State	KY
Zip	40175-9693
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	CITY/MUNI/TWP:HARDIN CO (NOT CITY LIMITS)
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	1
Census Block	1006
Census Tract	903

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1903 BRATCHER LN, VINE GROVE, KY 40175-9693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage LINCOLN NATIONAL BANK
Dec 1, 2021	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC
Dec 29, 2020	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Sep 29, 2020	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Prior Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	0001524290
Deed Book / Page	1524 / 290
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1903 BRATCHER LN, BIG SPRING, KY 40175-9693
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 BRATCHER LN, VINE GROVE, KY 40175-9693

Mortgage

Document Number	002485/865
Date	Jun 20, 2023
Book Page	2485/865

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2053

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Dec 1, 2021
Property Address	1903 BRATCHER LN, BIG SPRING, KY 40175-9693
Document Number	001524/290
Book / Page	1524 / 290
Instrument Date	Nov 29, 2021
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 BRIARWOOD CIR, ELIZABETHTOWN, KY 42701-8913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 ANDERSON CT, RADCLIFF, KY 40160-1982

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1903 BRATCHER LN, BIG SPRING, KY 40175-9693
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 BRIARWOOD CIR, ELIZABETHTOWN, KY 42701-8913

Mortgage

Document Number	2353/1146
Date	Dec 29, 2020
Book Page	2353/1146

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Sep 29, 2020
Property Address	1903 BRATCHER LN, BIG SPRING, KY 40175-9693
Document Number	1498/158
Book / Page	1498 / 158
Instrument Date	Sep 25, 2020
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$56.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6938 RINEYVILLE RD, 6938, RINEYVILLE, KY 40162-8728

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1058 W CROCUS DR, RADCLIFF, KY 40160-2404

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,559.00 (+533.74%)	$157,300 (+97.12%) Land $155,700 Building $1,600	$157,300 (+97.12%) Land $155,700 Building $1,600
2023		$79,800 Land $78,200 Building $1,600	$79,800 Land $78,200 Building $1,600
2021	$246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bratcher Ln

Nearby Streets

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