1903 Balmoral St, Joliet, IL 60431 Property Records

Kendall County property record for 1903 Balmoral St, Joliet, IL 60431

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,986 sqft · built 2007
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Feb 2015)
Tax Bill	$8,964 (2024)
Deeds & Mortgages	Dec 2018 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-35-302-007`

Property Details

APN / Parcel Number

Primary APN	`06-35-302-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,986 sqft Living Area
1st Floor Area	2,986 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	123 ft deep x 80 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1903 BALMORAL ST
City	JOLIET
State	IL
Zip	60431-7816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 159 WINDSOR RIDGE SUB UNIT 1 CITY OF JOLIET
Legal Subdivision	WINDSOR RIDGE SUB
Legal Lot Number	159
Jurisdiction	KENDALL IL
Township / Civil Division	NA-AU-SAY
Census Block Group	3
Census Block	3016
Census Tract	890702

Owner

1903 Balmoral St is owned and occupied by an individual who bought it in February 2015.

Source: Kendall County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1903 BALMORAL ST, JOLIET, IL 60431-7816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2018	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 28, 2019	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 10, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2015 · Amount on File
Deed Sale	Feb 17, 2015 · Amount on File
Prior Sale	Jul 22, 2014
Deed Document Number	20152312
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	1903 BALMORAL ST, JOLIET, IL 60431-7816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST SOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017166
Date	Dec 4, 2018
Instrument	201800017166

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	CLEVELAND, OH 44101

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.37%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	1903 BALMORAL ST, JOLIET, IL 60431-7816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST SOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016163
Date	Oct 28, 2019
Instrument	201900016163

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	1903 BALMORAL ST, JOLIET, IL 60431-7816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST SOURCE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009888
Date	Jun 10, 2020
Instrument	202000009888

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Na-Au-Say Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$132,619 Land $16,000 Building $116,619	$397,857 Land $48,000 Building $349,857
2024	$8,964.00
2022		$110,300 Land $14,003 Building $96,297	$330,900 Land $42,009 Building $288,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1903 Balmoral St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1903 Balmoral St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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