1903 Ascot Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 1903 Ascot Dr, Moraga, CA 94556

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,379 sqft · built 1973
Lot Size	0.087 acres (3,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Aug 2023)
Tax Bill	$13,495 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`255-611-032-4`

Property Details

APN / Parcel Number

Primary APN	`255-611-032-4`
Alternative APN	`255-611-032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,379 sqft Living Area
1st Floor Area	1,379 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	3,802 sqft (0.087 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1903 ASCOT DR
City	MORAGA
State	CA
Zip	94556-1412
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT 4285 UNIT 20 PCL C
Legal Subdivision	SUBDIVISION 4285 BLDG C
Legal Tract	4285
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	352201

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1903 ASCOT DR, MORAGA, CA 94556-1412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ZIONS BANCORPORATION NA
Aug 29, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 3, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 29, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Mar 29, 2018 · Amount on Record
Deed Document Number	202383352
Prior Transfer Date	Aug 23, 2023
Prior Transfer Doc	0000083350
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	May 26, 2026
Property Address	1903 ASCOT DR, MORAGA, CA 94556-1412
Document Number	0000054601
Instrument Date	May 19, 2026
Instrument	202654601
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENNAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	1903 ASCOT DR, MORAGA, CA 94556-1412

Mortgage

Document Number	0000054601,
Date	May 26, 2026
Instrument	202654601

Lender

Name	ZIONS BANCORPORATION NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 29, 2023
Property Address	1903 ASCOT DR, MORAGA, CA 94556-1412
Document Number	0000083352
Map Reference	MB 148 PG 25
Instrument Date	Aug 23, 2023
Instrument	2023-083352
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1903 ASCOT DR, MORAGA, CA 94556-1412

Mortgage

Document Number	0000083353
Date	Aug 29, 2023
Instrument	2023-083353

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1903 ASCOT DR, MORAGA, CA 94556-1412
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000987
Date	Jan 3, 2019
Instrument	2019-000987

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 7, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 29, 2018
Property Address	1903 ASCOT DR, MORAGA, CA 94556-1412
Document Number	0000048217
Instrument Date	Mar 26, 2018
Instrument	48217
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$929.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1903 ASCOT DR MORAGA CA 945561412, MORAGA, CA 94556-1412

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,000,000 (-6.63%) Land $714,286 Building $285,714
2025	$13,495.00 (+19.6%)	$1,071,000 (+15.89%) Land $765,000 Building $306,000
2023	$11,283.00 (+1.27%) Homeowner's exemption	$924,128 Land $656,187 Building $267,941
2022	$11,141.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1979–1996)
Most Recent Claim	Apr 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 48% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

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