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1903 4th St S, Moorhead, MN 56560 Property Records

Clay County property record for 1903 4th St S, Moorhead, MN 56560 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.76 acres (33,305 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Jul 2020)
Tax Bill$4,362 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
Feb 2020 Transfer
Flood ZoneZone AE (high risk)
APN58.861.0050

Property Details

APN / Parcel Number

Primary APN58.861.0050

Exterior

Lot Area33,305 sqft (0.76 acres)

Location & Zoning

Street Address1903 4TH ST S
CityMOORHEAD
StateMN
Zip56560-4128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME WILDERS REARRANGE LOT 002 BLOCK 001 SUBDIVISIONCD 58861 S 10' OF N 25' OF LOT 2 & N1/2 OF LOT 6 LESS E 25' OF
Legal Range48
Legal Township139
Legal Section17
Legal SubdivisionWILDERS REARRANGE
Legal Block1
Legal Lot Number2
JurisdictionCLAY MN
Township / Civil DivisionMOORHEAD
Census Block Group4
Census Block4025
Census Tract20500

Owner

Source: Clay County records · APN 58.861.0050

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1903 4TH ST S, MOORHEAD, MN 56560-4128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2020Grant Deed, Transfer · Conventional with PMI
TOWN & CNTRY CU
Feb 20, 2020Affidavit of Death, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 16, 2020 · Amount on Record
Deed SaleJul 16, 2020 · Amount on Record
Deed Document Number2020803205
Record UpdatedJun 08, 2026

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCLAY MN
Recording DateJul 16, 2020
Property Address1903 4TH ST S, MOORHEAD, MN 56560-4128
Document Number0000803205
Instrument DateJul 14, 2020
Instrument803205
Transaction TypeTransfer
Record UpdatedAug 11, 2020
Title CompanyPLAINS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$792.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 4TH ST S MOORHEAD MN 56560, MOORHEAD, MN 56560

Mortgage

Document Number803206
DateJul 16, 2020
Instrument803206
Lender
NameTOWN & CNTRY CU
TypeCredit Union
AddressFARGO, ND 58104
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 15, 2050

February 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionCLAY MN
Recording DateFeb 20, 2020
Property Address1903 4TH ST S, MOORHEAD, MN 56560-4128
Document Number0000798362
Instrument DateFeb 18, 2020
Instrument798362
Transaction TypeTransfer
Record UpdatedMar 13, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 4TH AVE S MOORHEAD MN 565602707, MOORHEAD, MN 56560-2707

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityMoorhead City
Unified School DistrictMoorhead Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,362.00 (+30.21%)
2025$281,600 (+17.97%) Land $53,800 Building $227,800$281,600 (+17.97%) Land $53,800 Building $227,800
2023$3,350.00 Homeowner's exemption$238,700 Land $53,800 Building $184,900$238,700 Land $53,800 Building $184,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (27027C), updated October 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270270205004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims102 (1978–2015)
Claims Outside the SFHA31 of 102
Most Recent ClaimJul 2015, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, May 2011 · 20 claims
  • Flooding, Apr 2006 · 16 claims
  • Severe Flooding, High Winds,severe Storms, May 1997 · 22 claims

Wildfire

Wildfire RiskLow
above 6% of the US · above 18% of North Dakota
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 380 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Midcontinent CommunicationsCable2,000 / 350
Cable OneCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon, Park Region Mutual Telephone Company, Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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