Pasco County property record for 19028 Tilobe Loop, Land O Lakes, FL 34638
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,265 sqft · built 2008 |
| Lot Size | 0.181 acres (7,923 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Nov 2024) |
| Tax Bill | $4,004 (2025) |
| Deeds & Mortgages | Sep 2018 Loan Modification Jun 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-25-18-0060-00500-0150 |
| Primary APN | 22-25-18-0060-00500-0150 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,265 sqft Living Area |
| Gross Area | 3,027 sqft |
| 1st Floor Area | 1,870 sqft |
| Upper Floors Area | 395 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,923 sqft (0.181 acres) |
| Garage Area | 610 sqft |
| Driveway | Driveway |
| Driveway Area | 800 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0932107 |
|---|---|
| Street Address | 19028 TILOBE LOOP |
| City | LAND O LAKES |
| State | FL |
| Zip | 34638-6148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | ASBEL ESTATES PHASE 1 PB 58 PG 032 BLOCK 5 LOT 15 |
| Legal Range | 18E |
| Legal Township | 25S |
| Legal Section | 22 |
| Legal Subdivision | ASBEL ESTATES |
| Legal Phase | 1 |
| Legal Tract | 60 |
| Legal Block | 5 |
| Legal Lot Number | 15 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 31903 |
19028 Tilobe Loop is owned and occupied by an individual who bought it in November 2024.
Source: Pasco County records, as of December 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 19028 TILOBE LOOP, LAND O LAKES, FL 34638-6148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2018 | Loan Modification, Mortgage MR COOPER |
| Jun 19, 2017 | Loan Modification, Mortgage · VA Mortgage NATIONSTAR MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2024 · Amount on File |
| Deed Sale | Nov 22, 2024 · Amount on File |
| Prior Sale | May 14, 2009 · Amount on File |
| Deed Document Number | 2024202958 |
| Deed Book / Page | 11115 / 970 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 19028 TILOBE LOOP, LAND O LAKES, FL 34638-6148 |
| Document Number | 0098091498 |
| Instrument Date | Sep 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2018 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 19028 TILOBE LOOP LAND O LAKES FL 346386148, LAND O LAKES, FL 34638-6148 |
| Document Number | 0098091498 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 009809/001498 |
| Instrument | 182350 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 25, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 19028 TILOBE LOOP, LAND O LAKES, FL 34638-6148 |
| Document Number | 0095813358 |
| Book / Page | 009581 / 003358 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2017 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 19028 TILOBE LOOP LAND O LAKES FL 346386148, LAND O LAKES, FL 34638-6148 |
| Document Number | 0095813358 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 009581/003358 |
| Instrument | 120201 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 19028 Tilobe Loop was $4,004 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,004.00 Homeowner's exemption | $262,745 Land $75,448 Building $187,297 | $373,545 Land $75,448 Building $298,097 |
| 2023 | $2,086.00 (+11.43%) Additional exemption filed | $148,530 (+3%) Land $59,978 Building $88,552 | $365,562 (+15.11%) Land $59,978 Building $305,584 |
| 2022 | $1,872.00 Homeowner's exemption | $144,210 Land $50,108 Building $94,102 | $317,588 Land $50,108 Building $267,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 19028 Tilobe Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19028 Tilobe Loop is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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