19026 Choctaw Rd, Bend, OR 97702 Property Records

Deschutes County property record for 19026 Choctaw Rd, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,004 sqft · built 2001
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Apr 2020)
Tax Bill	$3,025 (2025)
Deeds & Mortgages	May 2019 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181126 AB 03400`

Property Details

APN / Parcel Number

Primary APN	`181126 AB 03400`
Alternative APNs	`R1004181126A008300` `111415`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,004 sqft Living Area
1st Floor Area	2,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Other
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Mixed
Garage Area	528 sqft
Deck Area	348 sqft

Location & Zoning

Account Number	111415
Old Parcel Number	R1004181126A008300
Street Address	19026 CHOCTAW RD
City	BEND
State	OR
Zip	97702-8300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:147,146 BLK:P SUBD:DESCHUTES RIVER WOODS SEC/TWN/RNG/MER:SEC 26 TWN 18 RNG 11 MAP REF:181126-AB
Legal Range	11E
Legal Township	18S
Legal Section	26
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	P
Legal Lot Number	147,146
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1010
Census Tract	401

Owner

19026 Choctaw Rd is owned and occupied by an individual who bought it in April 2020.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	19026 CHOCTAW RD, BEND, OR 97702-8300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Apr 24, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2020 · Amount on File
Deed Sale	Apr 24, 2020 · Amount on File
Deed Document Number	0202018458
Deed Book / Page	2020 / 18458
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19026 CHOCTAW RD, BEND, OR 97702-8300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018006
Date	May 31, 2019
Instrument	2019-18006

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 24, 2020
Property Address	19026 CHOCTAW RD, BEND, OR 97702-8300
Document Number	0000018458
Instrument Date	Apr 24, 2020
Instrument	2020-18458
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19026 CHOCTAW RD, BEND, OR 97702-8300

Mortgage

Document Number	0000018459
Date	Apr 24, 2020
Instrument	2020-18459

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 19026 Choctaw Rd was $3,025, up 4.4% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,025.00 (+4.42%)	$197,580 (+3%)	$657,450 (-5.42%) Land $278,340 Building $379,110
2024	$2,897.00 (+6.08%)	$191,830 (+3%)	$695,110 (+5.71%) Land $289,000 Building $406,110
2023	$2,731.00	$186,250	$657,540 Land $274,200 Building $383,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19026 Choctaw Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19026 Choctaw Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGATE WATER SYSTEM private · serves 3,153 people · EPA ID OR4101439
Water Source	Groundwater
Last State Inspection	May 2021
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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