19020 Phillips Rd, Brooksville, FL 34604 Property Records

Hernando County property record for 19020 Phillips Rd, Brooksville, FL 34604

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,259 sqft · built 2009
Lot Size	4.8 acres (209,088 sqft)
Owner	Individual Name on File
Last Sale	$372,000 (Sep 2016)
Tax Bill	$3,994 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R33-423-19-0000-0520-0000`

Property Details

APN / Parcel Number

Primary APN	`R33-423-19-0000-0520-0000`
Alternative APNs	`00385559` `385559`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,259 sqft Living Area
Gross Area	3,981 sqft
1st Floor Area	3,259 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	209,088 sqft (4.8 acres)
Garage Area	526 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	722 sqft
Deck Area	360 sqft
Patio Area	255 sqft
Utility Building	336 sqft
Pole Barn	2,880 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00385559
Street Address	19020 PHILLIPS RD
City	BROOKSVILLE
State	FL
Zip	34604-6949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 OF SW1/4 OF NW1/4 OF SW1/4 LESS N25 FT FOR R/W ORB 275 PG 471 ORB 2613 PG 1827
Legal Range	19E
Legal Township	23S
Legal Section	33
Jurisdiction	HERNANDO FL
Township / Civil Division	BROOKSVILLE
Census Block Group	3
Census Block	3006
Census Tract	40302

Owner

19020 Phillips Rd is owned and occupied by an individual who bought it in September 2016.

Source: Hernando County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	19020 PHILLIPS RD, BROOKSVILLE, FL 34604-6949
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 15, 2017	Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2016 · Amount on File
Deed Sale	Sep 12, 2016 · Amount on File
Prior Sale	Aug 6, 2007 · Amount on File
Deed Document Number	201650569
Deed Book / Page	3394 / 1761
Prior Transfer Date	Jul 14, 2009
Prior Transfer Doc	0026700477
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	19020 PHILLIPS RD, BROOKSVILLE, FL 34604-6949
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044131581
Date	Apr 25, 2024
Book Page	4413/1581
Instrument	2024022921

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 24, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	19020 PHILLIPS RD, BROOKSVILLE, FL 34604-6949
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19020 PHILLIPS RD, BROOKSVILLE, FL 34604-6949

Mortgage

Document Number	0041161972
Date	Jan 21, 2022
Book Page	4116/1972
Instrument	2022005849

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	19020 PHILLIPS RD, BROOKSVILLE, FL 34604-6949
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035250846
Date	Nov 15, 2017
Book Page	3525/0846
Instrument	2017064450

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	TAMPA, FL 33689

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 19020 Phillips Rd was $3,994 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,994.00 Homeowner's exemption	$286,976	$681,107 Land $182,160 Building $498,947
2023		$266,068 Land $266,068
2022	$3,439.00		$636,583 Land $130,824 Building $505,759

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19020 Phillips Rd in Zone X, an area of moderate flood risk, though there have been 8 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1985–2024)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19020 Phillips Rd is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 64% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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