1902 Waters Ave, Savannah, GA 31404 Property Records

Chatham County property record for 1902 Waters Ave, Savannah, GA 31404

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,350 sqft · built 1975
Lot Size	0.494 acres (21,501 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Jun 2026)
Tax Bill	$2,204 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0063-03-001`

Property Details

APN / Parcel Number

Primary APN	`2-0063-03-001`
Alternative APN	`M204B462`

Interior

Stories	1 Story
Building Area	3,350 sqft Total Area
1st Floor Area	2,970 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Exterior Material	Concrete Block
Lot Area	21,501 sqft (0.494 acres)
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C

Location & Zoning

Street Address	1902 WATERS AVE
City	SAVANNAH
State	GA
Zip	31404-6130
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	RB
Legal Description	5 6 7 8 OLIVER WARD
Legal Subdivision	EASTSIDE
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2003
Census Tract	2700

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6 BARTONS RUN DR, BLUFFTON, SC 29910-7984
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage HUNTINGTON NATIONAL BANK
Jan 26, 2021	Deed of Trust, Mortgage WORKMENS CIRCLE CREDIT UNION
Nov 2, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Nov 2, 2020 · Amount on Record
Deed Book / Page	4011 / 729
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 18, 2026
Property Address	1902 WATERS AVE, SAVANNAH, GA 31404-6130
Document Number	4011000729
Book / Page	4011 / 729
Instrument Date	Jun 15, 2026
Transaction Type	Transfer
Record Updated	Aug 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 BARTONS RUN DR, BLUFFTON, SC 29910-7984

Mortgage

Document Number	4011000731,
Date	Jun 18, 2026
Book Page	4011/731

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 1, 2026

Interest

Rate	6.24%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	1902 WATERS AVE, SAVANNAH, GA 31404-6130
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 WATERS AVE, SAVANNAH, GA 31404-6130

Mortgage

Document Number	0022210210
Date	Jan 26, 2021
Book Page	0000002221/0000000210

Lender

Name	WORKMENS CIRCLE CREDIT UNION

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2025

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 2, 2020
Property Address	1902 WATERS AVE, SAVANNAH, GA 31404-6130
Document Number	0022210163
Book / Page	2221 / 163
Instrument Date	Nov 2, 2020
Instrument	2021-000865
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 48TH ST, SAVANNAH, GA 31405

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,320 (+2.3%) Land $43,000 Building $35,320	$195,800 (+2.3%) Land $107,500 Building $88,300
2025	$2,204.00 (+2.13%)	$76,560 (-3.48%) Land $43,000 Building $33,560	$191,400 (-3.48%) Land $107,500 Building $83,900
2024	$2,158.00 (-28.76%)
2023		$79,320 (+8.42%) Land $43,000 Building $36,320	$198,300 (+8.42%) Land $107,500 Building $90,800
2022	$3,029.00	$73,160 Land $43,000 Building $30,160	$182,900 Land $107,500 Building $75,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 930 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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