1902 Walden Dr, Otsego, MI 49078 Property Records

Allegan County property record for 1902 Walden Dr, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,105 sqft · built 1981
Lot Size	0.513 acres (22,346 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,900 (Apr 2017)
Tax Bill	$3,358 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-300-010-00`

Property Details

APN / Parcel Number

Primary APN	`17-300-010-00`
Alternative APN	`03-17-300-010-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,105 sqft Living Area
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood Siding
Lot Area	22,346 sqft (0.513 acres)
Lot Dimensions	122 ft deep x 182 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1902 WALDEN DR
City	OTSEGO
State	MI
Zip	49078-9669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 9 H.D. THOREAU PLAT SEC 21 T1N R12W.
Legal Range	12W
Legal Township	01N
Legal Section	21
Legal Subdivision	H D THOREAU
Legal Lot Number	9
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1025
Census Tract	31800

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1902 WALDEN DR, OTSEGO, MI 49078-9669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU
Jun 4, 2019	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU
Apr 11, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2017 · Amount on Record
Deed Sale	Apr 11, 2017 · Amount on Record
Prior Sale	Nov 28, 2011 · Amount on Record
Deed Book / Page	4129 / 440
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1902 WALDEN DR, OTSEGO, MI 49078-9669
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 WALDEN DR, OTSEGO, MI 49078-9669

Mortgage

Document Number	004780/488
Date	Jul 19, 2022
Book Page	4780/488
Instrument	2022014248

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	PORTAGE, MI 49024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1902 WALDEN DR, OTSEGO, MI 49078-9669
Transaction Type	Mortgage
Record Updated	Jul 9, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4478/734
Date	Jul 1, 2020
Book Page	4478/734

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1902 WALDEN DR, OTSEGO, MI 49078-9669
Transaction Type	Mortgage
Record Updated	Jul 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4349/579
Date	Jun 4, 2019
Book Page	4349/579

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 25, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 11, 2017
Property Address	1902 WALDEN DR, OTSEGO, MI 49078-9669
Document Number	4129/440
Book / Page	4129 / 440
Map Reference	LB9 PG40
Instrument Date	Mar 31, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1902 WALDEN DR, 1902, OTSEGO, MI 49078-9669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 WALDEN DR, OTSEGO, MI 49078-9669

Mortgage

Document Number	4129443
Date	Apr 11, 2017
Instrument	4129/443

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,400 (+32.79%) Land $15,000 Building $130,400	$290,800 (+32.79%) Land $30,000 Building $260,800
2025	$3,358.00 (+21.67%)
2023		$109,500 Land $12,700 Building $96,800	$219,000 Land $25,400 Building $193,600
2022	$2,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: 123.NET, Mercury Fiber, T-Mobile.

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