1902 Wainwright Ave, Panama City, FL 32405 Property Records

Bay County property record for 1902 Wainwright Ave, Panama City, FL 32405

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,215 sqft · built 1954
Lot Size0.176 acres (7,667 sqft)
Owner2 Owner Names on Record
Last Sale$50,000 (Sep 2014)
Tax Bill$1,205 (2025)
Flood ZoneZone X (minimal risk)
APN28128-000-000

Property Details

APN / Parcel Number

Primary APN28128-000-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,215 sqft Heated Area
Gross Area1,403 sqft
1st Floor Area1,215 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1974
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,667 sqft (0.176 acres)
Lot Dimensions110 ft deep x 70 ft wide
PorchPorch
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1902 WAINWRIGHT AVE
CityPANAMA CITY
StateFL
Zip32405-1153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC03
Legal DescriptionWAINWRIGHT PARK LOT 4 BLK 4 ORB 3636 P 801
Legal Range15W
Legal Township03S
Legal Section35
Legal SubdivisionWAINWRIGHT PARK
Legal Block4
Legal Lot Number4
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1008
Census Tract2400

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address418 N COVE BLVD, PANAMA CITY, FL 32401-3726

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2014 · Amount on Record
Deed SaleSep 2, 2014 · Amount on Record
Deed Document Number2014046722
Deed Book / Page3636 / 0801
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,205.00 (+26.71%)$97,745 (+105.81%) Land $32,396 Building $65,349$97,745 (+105.81%) Land $32,396 Building $65,349
2023$951.00 (+13.35%)$47,492 (+18.5%) Land $26,726 Building $20,766$47,492 (+18.5%) Land $26,726 Building $20,766
2022$839.00$40,077 Land $20,745 Building $19,332$40,077 Land $20,745 Building $19,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims33 (1995–2021)
Claims Outside the SFHA32 of 33
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 11 claims
  • Hurricane Michael, Oct 2018 · 6 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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