1902 SW 37th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1902 SW 37th Ave, Okeechobee, FL 34974 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1985
Lot Size	0.223 acres (9,714 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Sep 2025)
Tax Bill	$3,413 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1-30-37-35-0010-00080-0010`

Property Details

APN / Parcel Number

Primary APN	`1-30-37-35-0010-00080-0010`
Alternative APN	`R13037350010000800010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	1,680 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,714 sqft (0.223 acres)
Porch	Open Porch
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1902 SW 37TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-5483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK PARK SUBDIVISION (PLAT BOOK 3 PAGE 3) LOT 1 BLOCK 8
Legal Range	35E
Legal Township	37S
Legal Section	30
Legal Subdivision	OAK PARK SUBDIVISION
Legal Block	8
Legal Lot Number	1
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2013
Census Tract	910601

Owner

Source: Okeechobee County records · APN 1-30-37-35-0010-00080-0010

Assessment roll updated November 19, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1902 SW 37TH AVE, OKEECHOBEE, FL 34974-5483
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 05, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 14, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 16, 2025	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Mar 18, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 13, 2017	Deed of Trust, Transfer · VA Mortgage IMORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Jan 13, 2017 · Amount on Record
Deed Document Number	202510399
Prior Transfer Date	Mar 17, 2021
Prior Transfer Doc	2021003299
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 10, 2026
Property Address	1902 SW 37TH AVE, OKEECHOBEE, FL 34974-5483
Document Number	0000006416
Instrument Date	Jun 02, 2026
Instrument	20266416
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 SW 37TH AVE, OKEECHOBEE, FL 34974-5483

Mortgage

Document Number	0000006416,
Date	Jun 10, 2026
Instrument	20266416

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.37%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1902 SW 37TH AVE, OKEECHOBEE, FL 34974-5483
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 SW 37TH AVE, OKEECHOBEE, FL 34974-5483
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000188
Date	Jan 05, 2022
Instrument	2022000188

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1902 SW 37TH AVE, OKEECHOBEE, FL 34974-5483
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 SW 37TH AVE, OKEECHOBEE, FL 34974-5483

Mortgage

Document Number	0000012983
Date	Nov 14, 2023
Instrument	2023012983

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 16, 2025
Property Address	1902 SW 37TH AVE, OKEECHOBEE, FL 34974-5483
Document Number	0000010399
Map Reference	MB 3 PG 3
Instrument Date	Sep 12, 2025
Instrument	2025010399
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1902 SW 37TH AVE, OKEECHOBEE, FL 34974-5483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 SW 37TH AVE, OKEECHOBEE, FL 34974-5483

Mortgage

Document Number	0000010400
Date	Sep 16, 2025
Instrument	2025010400

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Mar 18, 2021
Property Address	1902 SW 37TH AVE, OKEECHOBEE, FL 34974-5483
Document Number	2021003299
Map Reference	MB 3 PG 3
Instrument Date	Mar 17, 2021
Instrument	2021003299
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 SW 37TH AVE, OKEECHOBEE, FL 34974-5483

January 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1902 SW 37TH AVE, OKEECHOBEE, FL 34974-5483
Document Number	0007841754
Book / Page	000784 / 001754
Instrument Date	Jan 13, 2017
Transaction Type	Transfer
Record Updated	Feb 01, 2017

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 SW 37TH AVE OKEECHOBEE FL 349745483, OKEECHOBEE, FL 34974-5483

Mortgage

Document Number	0007841754
Date	Jan 13, 2017
Book Page	000784/001754
Instrument	398

Lender

Name	IMORTGAGE
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2047

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated November 19, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,413.00 (-6.95%)	$242,429 (-0.7%) Land $28,000 Building $214,429	$242,429 (-0.7%) Land $28,000 Building $214,429
2024	$3,668.00 (+3.09%)	$244,137 (-3.69%) Land $20,000 Building $224,137	$244,137 (-3.69%) Land $20,000 Building $224,137
2023	$3,558.00 (+16.01%)	$253,480 (+23.25%) Land $20,000 Building $233,480	$253,480 (+23.25%) Land $20,000 Building $233,480
2022	$3,067.00	$205,670 Land $13,000 Building $192,670	$205,670 Land $13,000 Building $192,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120939106012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005, rainfall accumulation, Hurricane Wilma

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 39% of Florida
Wildfire Likelihood	About 1 in 474 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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