1902 S 14th St, Ozark, MO 65721 Property Records

Christian County property record for 1902 S 14th St, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,777 sqft · built 1993
Lot Size	0.226 acres (9,870 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-0.8-34-1-1-85`

Property Details

APN / Parcel Number

Primary APN	`11-0.8-34-1-1-85`
Alternative APN	`11-0.8-34-001-001-085.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,777 sqft Adjusted Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Aluminum/Vinyl
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,870 sqft (0.226 acres)
Lot Dimensions	141 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	1902 S 14TH ST
City	OZARK
State	MO
Zip	65721-7715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 78 OAK HILL ESTATES 2ND
Legal Range	21
Legal Township	27
Legal Section	34
Legal Subdivision	OAK HILL ESTATES
Legal Lot Number	78
Jurisdiction	CHRISTIAN MO
Township / Civil Division	WEST FINLEY
Census Block Group	3
Census Block	3002
Census Tract	20303

Owner

1902 S 14th St is owned and occupied by an individual who acquired it in May 2012.

Source: Christian County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1902 S 14TH ST, OZARK, MO 65721-7715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2012
Deed Sale	May 24, 2012
Prior Sale	Jan 18, 2012
Deed Document Number	2012-00006446
Deed Book / Page	2012 / 0641
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	1902 S 14TH ST, OZARK, MO 65721-7715
Document Number	0201812909
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 S 14TH ST OZARK MO 657217715, OZARK, MO 65721-7715

Mortgage

Document Number	0201812909
Date	Sep 28, 2018
Book Page	002018/012909
Instrument	13050

Lender

Name	CENTRAL BK/THE OZARKS
Address	SPRINGFIELD, MO 65808-3397

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 27, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$22,080	$116,200 Land $25,000 Building $91,200
2023	$20,840 (+10.03%)	$109,700 Land $25,000 Building $84,700
2022	$18,940
2021		$99,700 Land $15,000 Building $84,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1902 S 14th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1902 S 14th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30