Harford County property record for 1902 Ruffs Mill Rd, Bel Air, MD 21015
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 954 sqft · built 1956 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Sep 2021) |
| Tax Bill | $2,121 (2026) |
| Deeds & Mortgages | Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-051323 |
| Primary APN | 03-051323 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 954 sqft Total Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Basement |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 051323 |
|---|---|
| Street Address | 1902 RUFFS MILL RD |
| City | BEL AIR |
| State | MD |
| Zip | 21015-1120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 1.03 AC 1902 RUFFS MILL ROAD E OF HICKORY |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 303101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1902 Ruffs Mill Rd is owned and occupied by an individual who bought it in September 2021.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1902 RUFFS MILL RD, BEL AIR, MD 21015-1120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on File |
| Deed Sale | Sep 23, 2021 · Amount on File |
| Deed Book / Page | 15046 / 205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 23, 2021 |
| Property Address | 1902 RUFFS MILL RD, BEL AIR, MD 21015-1120 |
| Document Number | 0150460205 |
| Book / Page | 15046 / 205 |
| Instrument Date | Sep 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 1902 Ruffs Mill Rd was $2,121, up 4.6% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,121.00 (+4.59%) | $189,133 (+1.68%) | $195,400 (+5.05%) Land $107,000 Building $88,400 |
| 2025 | $2,028.00 | $186,000 Land $107,000 Building $79,000 | $186,000 Land $107,000 Building $79,000 |
| 2023 | $175,200 | $186,000 Land $107,000 Building $79,000 | |
| 2022 | $1,910.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1902 Ruffs Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1902 Ruffs Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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