1902 Rolling Rd, Cortez, CO 81321 Property Records

Montezuma County property record for 1902 Rolling Rd, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 943 sqft · built 1977
Lot Size	0.321 acres (13,983 sqft)
Owner	Company Name on Record
Last Sale	$247,000 (Sep 2020)
Tax Bill	$1,539 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R007840`

Property Details

APN / Parcel Number

Primary APN	`R007840`
Alternative APN	`561124110017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	943 sqft Total Area
Basement Area	943 sqft
Finished Basement	943 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	13,983 sqft (0.321 acres)
Garage Area	506 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	R007840
Street Address	1902 ROLLING RD
City	CORTEZ
State	CO
Zip	81321-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISION: COTTONWOOD KNOLL SUB & ADD LOT: 13 BLOCK: 4 B482 P595 B486 P87
Legal Subdivision	COTTONWOOD KNOLL SUB & ADD
Legal Block	4
Legal Lot Number	13
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	1
Census Block	1019
Census Tract	969302

Owner

Source: Montezuma County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1902 ROLLING RD, CORTEZ, CO 81321-2312
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Sep 11, 2020	Special Warranty Deed, Transfer · VA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Jul 23, 2014
Deed Document Number	2020631801
Prior Transfer Date	Jul 18, 2014
Prior Transfer Doc	0000595576
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	1902 ROLLING RD, CORTEZ, CO 81321-2312
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	639186
Date	Aug 11, 2021
Instrument	639186

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Sep 11, 2020
Property Address	1902 ROLLING RD, CORTEZ, CO 81321-2312
Document Number	0000631801
Map Reference	MB 8 PG 1
Instrument Date	Sep 9, 2020
Instrument	631801
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$24.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 ROLLING RD, CORTEZ, CO 81321-2312

Mortgage

Document Number	0000631802
Date	Sep 11, 2020
Instrument	631802

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,539.00 (+16.33%)	$30,505 (+18.43%) Land $2,897 Building $27,608	$383,233 (+18.43%) Land $36,400 Building $346,833
2024	$1,323.00 (+9.88%)	$25,758 (-14.53%) Land $4,172 Building $21,586	$323,588 (-14.53%) Land $52,412 Building $271,176
2023	$1,204.00 (+17.35%)	$30,136 (+41.92%) Land $4,881 Building $25,255	$378,588 (+41.92%) Land $61,320 Building $317,268
2022	$1,026.00	$21,235 Land $2,229 Building $19,006	$266,768 Land $28,000 Building $238,768

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Nimbus Solutions Fixed Wireless	100 / 20
Visionary Broadband Fixed Wireless	100 / 20

May also be available: CYAN Wireless, Farmers Telecommunications.

Nearby Properties on Rolling Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures