1902 Pin Oak Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1902 Pin Oak Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,302 sqft · built 1950
Lot Size	0.375 acres (16,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Sep 2026)
Tax Bill	$2,792 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-18-452-014`

Property Details

APN / Parcel Number

Primary APN	`8913-18-452-014`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	768 sqft
Attic	Attic
Attic Area	269 sqft
Basement Area	768 sqft
Finished Basement	250 sqft
Unfinished Basement	768 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,350 sqft (0.375 acres)
Lot Dimensions	150 ft deep x 109 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1902 PIN OAK DR
City	CEDAR FALLS
State	IA
Zip	50613-5655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KUEHNS ADDITION LOT 19
Legal Range	13W
Legal Township	89N
Legal Section	18
Legal Subdivision	KUEHNS ADDITION
Legal Lot Number	19
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	5
Census Block	5020
Census Tract	2400

Owner

Source: Black Hawk County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1902 PIN OAK DR, CEDAR FALLS, IA 50613-5655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION
Nov 16, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 23, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANKIOWA
Feb 24, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Nov 16, 2023 · Amount on Record
Deed Document Number	202613969
Prior Transfer Date	Feb 18, 2021
Prior Transfer Doc	0000017809
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 15, 2026
Property Address	1902 PIN OAK DR, CEDAR FALLS, IA 50613-5655
Document Number	0000013969
Instrument Date	Sep 9, 2026
Instrument	202613969
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,279.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 PIN OAK DR, CEDAR FALLS, IA 50613-5655

Mortgage

Document Number	0000013970,
Date	Sep 15, 2026
Instrument	202613970

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 16, 2022
Property Address	1902 PIN OAK DR, CEDAR FALLS, IA 50613-5655
Document Number	202300007835
Instrument Date	Oct 28, 2022
Instrument	202300007835
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$328.80
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1902 PIN OAK DR, CEDAR FALLS, IA 50613-5655

Mortgage

Document Number	202300007836
Date	Nov 16, 2022
Instrument	202300007836

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1902 PIN OAK DR, CEDAR FALLS, IA 50613-5655
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 WILLOW LN, CEDAR FALLS, IA 50613-5907

Mortgage

Document Number	202100013310
Date	Dec 23, 2020
Instrument	202100013310

Lender

Name	BANKIOWA
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Feb 10, 2050

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 24, 2021
Property Address	1902 PIN OAK DR, CEDAR FALLS, IA 50613-5655
Document Number	202100017809
Instrument Date	Feb 18, 2021
Instrument	202100017809
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2407 WILLOW LN, 2407, CEDAR FALLS, IA 50613-5907

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,792.00 (+3.64%) Homeowner's exemption	$205,810 (+10.6%) Land $38,910 Building $166,900	$205,810 (+10.6%) Land $38,910 Building $166,900
2024	$2,694.00 (-5.01%)
2023		$186,090 (+21.11%) Land $38,910 Building $147,180	$186,090 (+21.11%) Land $38,910 Building $147,180
2022	$2,836.00	$153,660 Land $38,910 Building $114,750
2021			$153,660 Land $38,910 Building $114,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1993–1999)
Most Recent Claim	Jul 1999 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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