1902 Oak St, Georgetown, SC 29440 Property Records

Georgetown County property record for 1902 Oak St, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,374 sqft · built 1944
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jun 2021)
Tax Bill	$1,768 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`0500410066.00.00`

Property Details

APN / Parcel Number

Primary APN	`0500410066.00.00`
Alternative APNs	`05-0041-066-00-00` `23836`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,374 sqft Living Area
Gross Area	2,488 sqft
1st Floor Area	1,374 sqft
Utility Area	18 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	518 sqft
Driveway	Driveway
Driveway Area	500 sqft

Exterior Amenities

Porch	Slab
Porch Area	190 sqft
Deck Area	122 sqft
Patio Area	122 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	23836
Street Address	1902 OAK ST
City	GEORGETOWN
State	SC
Zip	29440-4042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16 BLK E MARYVILLE H
Legal Subdivision	MRVL
Legal Block	E
Legal Lot Number	16
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2040
Census Tract	920702

Owner

Source: Georgetown County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1902 OAK ST, GEORGETOWN, SC 29440-4042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jun 30, 2021	Deed, Transfer · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Mar 24, 2006 · Amount on Record
Deed Document Number	20219758
Deed Book / Page	4160 / 171
Prior Transfer Date	Mar 23, 2006
Prior Transfer Doc	1797/0203
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	1902 OAK ST, GEORGETOWN, SC 29440-4042
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 OAK ST, GEORGETOWN, SC 29440-4042

Mortgage

Document Number	RB4899/0114
Date	Oct 2, 2025
Book Page	RB4899/114
Instrument	2025009782

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	55 BEATTIE PL STE 110, GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Jul 1, 2051

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Jun 30, 2021
Property Address	1902 OAK ST, GEORGETOWN, SC 29440-4042
Document Number	04160/0171
Book / Page	4160 / 171
Map Reference	MB 3 PG 42
Instrument Date	Jun 28, 2021
Instrument	202100009758
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Verified / From Affidavit
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1902 OAK ST, GEORGETOWN, SC 29440-4042

Mortgage

Document Number	202100009759
Date	Jun 30, 2021
Instrument	202100009759

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Municipality	Georgetown City
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,768.00 (+14.36%)	$7,594 (+15.06%) Land $936 Building $6,658	$202,900 (+22.9%) Land $25,000 Building $177,900
2023	$1,546.00 (+9.34%)	$6,600 (-) Land $540 Building $6,060	$165,100 (-) Land $13,500 Building $151,600
2022	$1,414.00	$6,600 Land $540 Building $6,060	$165,100 Land $13,500 Building $151,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	9 (2000–2024)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 9,092 people · EPA ID SC2210001
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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