Gila County property record for 1902 N Underwood Ct, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 6,340 sqft · built 1999 |
| Lot Size | 2.69 acres (117,176 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,300,000 (Aug 2022) |
| Tax Bill | $6,850 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2026 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-84-026K |
| Primary APN | 302-84-026K |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,340 sqft Living Area |
| Gross Area | 7,093 sqft |
| 1st Floor Area | 2,536 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Material | Asbestos |
| Lot Area | 117,176 sqft (2.69 acres) |
| Garage Type | Attached |
| Garage Area | 753 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Patio Area | 616 sqft |
| Cooling System | Central |
|---|
| Account Number | R027626 |
|---|---|
| Street Address | 1902 N UNDERWOOD CT |
| City | PAYSON |
| State | AZ |
| Zip | 85541-1932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: WOODS OF PAYSON LOT: 7 SECTION: 26 TOWNSHIP: 11N RANGE: 10E LOT 7, THE WOODS OF PAYSON, PLAT 694NE1/4 SE1/4 SEC 26 T11N R10E = 2.69 AC (OUT OF 302-84-026C) |
| Legal Range | 10E |
| Legal Township | 11N |
| Legal Section | 26 |
| Legal Subdivision | THE WOODS OF PAYSON |
| Legal Lot Number | 7 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 400 |
Source: Gila County records, as of August 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1902 N UNDERWOOD CT, PAYSON, AZ 85541-1932 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORIA DEVELOPMENT |
| Jul 21, 2026 | Re-recorded Document, Transfer · Conventional Mortgage MORIA DEVELOPMENT |
| Apr 1, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 21, 2023 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Jun 6, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC |
| Aug 4, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage JAMES F BELL & ETAL |
| Sep 8, 2017 | Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2022 · Amount on File |
| Deed Sale | Aug 4, 2022 · Amount on File |
| Prior Sale | Sep 8, 2017 · Amount on File |
| Deed Document Number | 20229925 |
| Last Transfer Date | Mar 6, 2026 |
| Transfer Doc | 0000006907 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Jul 21, 2026 |
| Property Address | 1902 N UNDERWOOD CT, PAYSON, AZ 85541-1932 |
| Document Number | 0000006908 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 20266908 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | EMPIRE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust, 189 |
| Address | 1902 N UNDERWOOD CT, PAYSON, AZ 85541-1932 |
| Document Number | 0000006908, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20266908 |
| Name | MORIA DEVELOPMENT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Jul 21, 2026 |
| Property Address | 1902 N UNDERWOOD CT, PAYSON, AZ 85541-1932 |
| Document Number | 0000006907 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 20266907 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | EMPIRE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1902 N UNDERWOOD CT, PAYSON, AZ 85541-1932 |
| Document Number | 0000006907, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20266907 |
| Name | MORIA DEVELOPMENT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Date | Jul 21, 2026 |
|---|
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Apr 1, 2026 |
| Property Address | 1902 N UNDERWOOD CT, PAYSON, AZ 85541-1932 |
| Document Number | 0000003309 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 20263309 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1902 N UNDERWOOD CT, PAYSON, AZ 85541-1932 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 1902 N UNDERWOOD CT, PAYSON, AZ 85541-1932 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1902 N UNDERWOOD CT, PAYSON, AZ 85541-1932 |
| Document Number | 0000007357 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 2023-007357 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Jun 6, 2023 |
| Property Address | 1902 N UNDERWOOD CT, PAYSON, AZ 85541-1932 |
| Document Number | 0000004968 |
| Map Reference | MAP 694 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 2023-004968 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2023 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1902 N UNDERWOOD CT, PAYSON, AZ 85541-1932 |
| Document Number | 0000004969 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | 2023-004969 |
| Name | MORIA DEVELOPMENT INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 1902 N UNDERWOOD CT, PAYSON, AZ 85541-1932 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000011862 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-011862 |
| Name | DEFINE MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHOENIX, AZ 85034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Aug 4, 2022 |
| Property Address | 1902 N UNDERWOOD CT, PAYSON, AZ 85541-1932 |
| Document Number | 0000009925 |
| Map Reference | MAP 694 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 2022-009925 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2700 MONSERAT AVE, BELMONT, CA 94002-1448 |
| Document Number | 0000009926 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 2022-009926 |
| Name | JAMES F BELL & ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Sep 8, 2017 |
| Property Address | 1902 N UNDERWOOD CT, PAYSON, AZ 85541-1932 |
| Document Number | 0000008870 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 8870 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $739.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1902 N UNDERWOOD CT PAYSON AZ 855411932, PAYSON, AZ 85541-1932 |
Source: Gila County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,474 (+14.02%) Land $21,334 Building $62,140 | $834,741 (+14.02%) Land $213,340 Building $621,401 | |
| 2025 | $6,850.00 (+7.2%) | ||
| 2024 | $73,210 Land $15,751 Building $57,459 | $732,096 Land $157,510 Building $574,586 | |
| 2023 | $6,390.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (1993–2006) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 69% of Arizona |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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