Okaloosa County property record for 1902 N Pearl St, Crestview, FL 32536
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,256 sqft · built 1984 |
| Lot Size | 0.948 acres (41,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $266,000 (Aug 2023) |
| Tax Bill | $2,211 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Mar 2023 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-6244-4 |
| Primary APN | C56-000-592-6244-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,256 sqft Heated Area |
| Gross Area | 1,272 sqft |
| 1st Floor Area | 100 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 41,300 sqft (0.948 acres) |
| Lot Width | 2 ft Width |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Patio Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1902 N PEARL ST |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-1916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADAMS POWELL S/D LOTS 7 & 8 BLK 1E |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 05 |
| Legal Subdivision | ADAMS POWELL S/D |
| Legal Block | 1E |
| Legal Lot Number | 7,8 8 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20500 |
1902 N Pearl St is owned and occupied by an individual who bought it in August 2023.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1902 N PEARL ST, CRESTVIEW, FL 32536-1916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2023 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN FINANCING CORP |
| Mar 1, 2023 | Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2023 · Amount on File |
| Deed Sale | Aug 2, 2023 · Amount on File |
| Prior Sale | Mar 1, 2023 · Amount on File |
| Deed Document Number | 3639301 |
| Deed Book / Page | 3686 / 1482 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 2, 2023 |
| Property Address | 1902 N PEARL ST, CRESTVIEW, FL 32536-1916 |
| Document Number | 0036861482 |
| Book / Page | 3686 / 1482 |
| Map Reference | MB 2 PG 177 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 3639301 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | MOULTON LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,862.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5498 LUNNIE BARNES ST, BAKER, FL 32531-8348 |
| Name | Verified Name |
|---|---|
| Address | 1902 N PEARL ST, CRESTVIEW, FL 32536-1916 |
| Document Number | 0036861483 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 3686/1483 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 1, 2023 |
| Property Address | 1902 N PEARL ST, CRESTVIEW, FL 32536-1916 |
| Document Number | 0036640133 |
| Book / Page | 3664 / 133 |
| Map Reference | MB 2 PG 177 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 3608789 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Title Company | MOULTON LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6320 ANTIGONE CIR, CRESTVIEW, FL 32536-7224 |
| Name | Verified Name |
|---|---|
| Address | 5498 LUNNIE BARNES ST, BAKER, FL 32531-8348 |
| Investor | Possibly a Property Investor |
| Document Number | 0036640134 |
|---|---|
| Date | Mar 1, 2023 |
| Book Page | 3664/134 |
| Instrument | 3608790 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1902 N Pearl St was $2,211 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,211.00 Homeowner's exemption | $181,342 | $185,409 Land $56,836 Building $128,573 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $73,653 (+3%) | $142,745 (+6.64%) Land $48,288 Building $94,457 |
| 2022 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $71,508 | $133,858 Land $45,129 Building $88,729 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1902 N Pearl St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1902 N Pearl St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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