Kenton County property record for 1902 Mount Vernon Dr, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,752 sqft · built 1979 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $309,000 (Feb 2021) |
| Tax Bill | $3,573 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-10-02-020.00 |
| Primary APN | 042-10-02-020.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,752 sqft Finished Area |
| Gross Area | 3,592 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 1902 MOUNT VERNON DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTICELLO HGTS SEC 9 LOT 184 |
| Legal Subdivision | MONTICELLO HEIGHTS |
| Legal Phase | 9 |
| Legal Lot Number | 184 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 65200 |
1902 Mount Vernon Dr is owned and occupied by two individuals who bought it in February 2021.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1902 MOUNT VERNON DR, COVINGTON, KY 41011-3630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Dec 22, 2018 | Deed of Trust, Mortgage · Line of Credit WESBANCO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2021 · Amount on File |
| Deed Sale | Feb 4, 2021 · Amount on File |
| Deed Document Number | 20215900003 |
| Deed Book / Page | 69 / 945 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 4, 2021 |
| Property Address | 1902 MOUNT VERNON DR, COVINGTON, KY 41011-3630 |
| Document Number | 0005900003 |
| Book / Page | 69 / 945 |
| Map Reference | PL 1104 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 21020405900003 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 822 WINBOURNE CT, 822, ERLANGER, KY 41018-3880 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1902 MOUNT VERNON DR, FT MITCHELL, KY 41011-3630 |
| Document Number | 0005900004 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 21020405900004 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1902 MOUNT VERNON DR, COVINGTON, KY 41011-3630 |
| Document Number | 0000000219 |
| Instrument Date | Dec 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2019 |
| Title Company | BLUEGRASS LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 1902 MOUNT VERNON DR FORT WRIGHT KY 410113630, FORT WRIGHT, KY 41011-3630 |
| Document Number | 0000000219 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | 0C6577/000034 |
| Instrument | 219 |
| Name | WESBANCO BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247-7095 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 3, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1902 Mount Vernon Dr was $3,573.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,600 (-) Land $55,000 Building $305,600 | $360,600 (-) Land $55,000 Building $305,600 | |
| 2025 | $3,573.00 | $360,600 Land $55,000 Building $305,600 | $360,600 Land $55,000 Building $305,600 |
| 2023 | $3,293.00 | $309,000 Land $45,000 Building $264,000 | $309,000 Land $45,000 Building $264,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1902 Mount Vernon Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1902 Mount Vernon Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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