Ramsey County property record for 1902 Hwy 20, Devils Lake, ND 58301
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1 ba · 896 sqft · built 1950 |
| Lot Size | 3.84 acres (167,270 sqft) |
| Owner | Company Name on Record |
| Last Sale | $165,000 (Oct 2021) |
| Tax Bill | $2,828 (2025) |
| Deeds & Mortgages | Aug 2013 Mortgage Jul 2008 Mortgage + 3 more |
| APN | 05000001150003 |
| Primary APN | 05000001150003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 4,000 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 167,270 sqft (3.84 acres) |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Street Address | 1902 HIGHWAY 20 |
|---|---|
| City | DEVILS LAKE |
| State | ND |
| Zip | 58301-8649 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | OUTLOT #05-0004 10 153 64 (DL/DL) |
| Legal Range | 64W |
| Legal Township | 153 |
| Legal Section | 10 |
| Legal Subdivision | LYING EAST OF HIGHWAY NO 20 |
| Jurisdiction | RAMSEY ND |
| Township / Civil Division | CREEL |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 957800 |
Source: Ramsey County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4575 23RD AVE S, 400, FARGO, ND 58104-8783 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 7, 2013 | Deed of Trust, Mortgage WESTERN STATE BANK |
| Jul 29, 2008 | Deed of Trust, Mortgage THE FIRST STATE BANK OF MUNICH |
| Nov 22, 2006 | Deed of Trust, Mortgage THE FIRST STATE BANK OF MUNICH |
| Oct 28, 2021 | Warranty Deed, Transfer · Line of Credit WESTERN STATE BANK |
| Oct 28, 2021 | Warranty Deed, Transfer · Line of Credit WESTERN STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on Record |
| Deed Sale | Oct 28, 2021 · Amount on Record |
| Prior Sale | Feb 2, 2021 · Amount on Record |
| Deed Document Number | 2021277900 |
| Last Transfer Date | May 4, 2022 |
| Transfer Doc | 0000278967 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 1902 HIGHWAY 20, DEVILS LAKE, ND 58301-8649 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000257599 |
|---|---|
| Date | Aug 7, 2013 |
| Instrument | 257599 |
| Name | WESTERN STATE BANK |
|---|---|
| Type | Bank |
| Address | DEVILS LAKE, ND 58301 |
| Amount | Amount Recorded |
|---|---|
| Term | 132 Months |
| Due | Aug 15, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 1902 HIGHWAY 20, DEVILS LAKE, ND 58301-8649 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000243919 |
|---|---|
| Date | Jul 29, 2008 |
| Instrument | 243919 |
| Name | THE FIRST STATE BANK OF MUNICH |
|---|---|
| Address | DEVILS LAKE, ND 58301 |
| Amount | Amount Recorded |
|---|---|
| Term | 40 Months |
| Due | Nov 1, 2011 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 1902 HIGHWAY 20, DEVILS LAKE, ND 58301-8649 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000239338 |
|---|---|
| Date | Nov 22, 2006 |
| Instrument | 239338 |
| Name | THE FIRST STATE BANK OF MUNICH |
|---|---|
| Address | DEVILS LAKE, ND 58301 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Oct 28, 2021 |
| Property Address | 1902 HIGHWAY 20, DEVILS LAKE, ND 58301-8649 |
| Document Number | 277900 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 277900 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4575 23RD AVE S STE 400, 400, FARGO, ND 58104-8783 |
| Document Number | 277901 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 277901 |
| Name | WESTERN STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 15, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Oct 28, 2021 |
| Property Address | 1902 HIGHWAY 20, DEVILS LAKE, ND 58301-8649 |
| Document Number | 0000277900 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 277900 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4575 23RD AVE S STE 400, 400, FARGO, ND 58104-8783 |
| Document Number | 0000277901 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 277901 |
| Name | WESTERN STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 15, 2026 |
Source: Ramsey County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Ramsey County |
| County Subdivision | Creel Township |
| Unified School District | Devils Lake Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,828.00 (-2.08%) | $114,050 (+4.39%) Land $19,750 Building $94,300 | $228,100 (+4.39%) Land $39,500 Building $188,600 |
| 2024 | $2,888.00 (+21.29%) | ||
| 2023 | $2,381.00 | $109,250 Land $19,750 Building $89,500 | $218,500 Land $39,500 Building $179,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 223 (1995–2012) |
| Claims Outside the SFHA | 135 of 223 |
| Most Recent Claim | Sep 2012 · lake rise |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 83% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Dakota Telephone Company Fiber | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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