1902 Holman St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 1902 Holman St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	1,421 sqft · built 1947
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$74,100 (Mar 2011)
Tax Bill	$1,009 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2022 Mortgage
APN	`06-2.0-04-003-003-064.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-04-003-003-064.000`

Interior

Building Area	1,421 sqft Base Area
1st Floor Area	1,421 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Location & Zoning

Street Address	1902 HOLMAN ST
City	SAINT JOSEPH
State	MO
Zip	64501-1349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HIGHLEY'S LOT:1 BLK:21LGL DESC:L1-3
Legal Subdivision	HIGHLEYS
Legal Block	21
Legal Lot Number	1
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3007
Census Tract	1100

Owner

1902 Holman St is owned and occupied by two individuals who bought it in March 2011.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1902 HOLMAN ST, SAINT JOSEPH, MO 64501-1349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Jan 13, 2022	Deed of Trust, Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2011 · Amount on File
Deed Sale	Mar 31, 2011 · Amount on File
Deed Document Number	20113303
Deed Book / Page	3263 / 857
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	Sep 2, 2026
Property Address	1902 HOLMAN ST, SAINT JOSEPH, MO 64501-1349
Document Number	0000007341
Book / Page	3822 / 80
Instrument Date	Aug 28, 2026
Instrument	20267341
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 HOLMAN ST, SAINT JOSEPH, MO 64501-1349

Mortgage

Document Number	0000007341,
Date	Sep 2, 2026
Book Page	3822/80
Instrument	20267341

Lender

Name	COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1902 HOLMAN ST, SAINT JOSEPH, MO 64501-1349
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 HOLMAN ST, SAINT JOSEPH, MO 64501-1349

Mortgage

Document Number	003771/864
Date	Jan 13, 2022
Book Page	3771/864
Instrument	2022000430

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount on Record
Term	84 Months
Due	Jan 7, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 1902 Holman St was $1,009, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,009.00 (+0.1%)	$14,130 Land $1,520 Building $12,610	$74,370 Land $8,000 Building $66,370
2024	$1,008.00 (+21.89%)
2023	$827.00 (-0.6%)	$12,640 (-) Land $1,520 Building $11,120	$66,500 Land $8,000 Building $58,500
2022	$832.00	$12,640 Land $1,520 Building $11,120
2021			$66,500 Land $8,000 Building $58,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1902 Holman St; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1902 Holman St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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