1902 Hidden Point Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1902 Hidden Point Rd, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,820 sqft · built 1988
Lot Size	1.24 acres (54,135 sqft)
Owner	Individual Name on Record
Tax Bill	$12,564 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-428-07222600`

Property Details

APN / Parcel Number

Primary APN	`03-428-07222600`
Alternative APNs	`3-428-07222600` `42807222600`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,820 sqft Living Area
Gross Area	3,496 sqft
1st Floor Area	1,588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	54,135 sqft
View / Lot	Waterfront
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	240 sqft
Deck Area	196 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	42807222600
Street Address	1902 HIDDEN POINT RD
City	ANNAPOLIS
State	MD
Zip	21409-6002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD
Legal Description	LT 35 HIDDEN POINT
Legal Subdivision	HIDDEN POINT
Legal Block	1
Legal Lot Number	35
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1007
Census Tract	730902

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1902 HIDDEN POINT RD, ANNAPOLIS, MD 21409-6002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jun 24, 2020	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Oct 12, 2017	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES
Oct 12, 2017	Quit Claim Deed, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2007
Deed Sale	Oct 26, 2007
Prior Sale	May 31, 2007
Deed Document Number	200711923
Deed Book / Page	19622 / 163
Last Transfer Date	Aug 25, 2017
Transfer Doc	0031444261
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1902 HIDDEN POINT RD, ANNAPOLIS, MD 21409-6002
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	PASSPORT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0378950278
Date	Nov 10, 2021
Book Page	37895/278

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1902 HIDDEN POINT RD, ANNAPOLIS, MD 21409-6002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0347950259
Date	Jun 24, 2020
Book Page	34795/259

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 12, 2017
Property Address	1902 HIDDEN POINT RD, ANNAPOLIS, MD 21409-6002
Document Number	0314440261
Book / Page	031444 / 000261
Instrument Date	Aug 25, 2017
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1902 HIDDEN POINT RD ANNAPOLIS MD 214096002, ANNAPOLIS, MD 21409-6002

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 12, 2017
Property Address	1902 HIDDEN POINT RD, ANNAPOLIS, MD 21409-6002
Document Number	0314440231
Book / Page	031444 / 000231
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1902 HIDDEN POINT RD ANNAPOLIS MD 214096002, ANNAPOLIS, MD 21409-6002

Mortgage

Document Number	314440237
Date	Oct 12, 2017
Book Page	031444/000237

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,892,733 (+8.87%)	$2,047,000 (-) Land $1,643,000 Building $404,000
2025	$12,564.00 (+2.7%) Homeowner's exemption	$1,738,467 (+15.56%)	$2,047,000 (+29.21%) Land $1,643,000 Building $404,000
2024	$12,234.00 (+8.63%)
2023	$11,262.00 Homeowner's exemption	$1,504,333	$1,584,200 Land $1,234,000 Building $350,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (1983–2024)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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