1902 Heidel Ave, #4, Covington, KY 41014 Property Records

Kenton County property record for 1902 Heidel Ave, #4, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,300 sqft · built 1903
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jan 2026)
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`055-21-01-012.00`

Property Details

APN / Parcel Number

Primary APN	`055-21-01-012.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,300 sqft Finished Area
Gross Area	1,916 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1902 HEIDEL AVE, 4
City	COVINGTON
State	KY
Zip	41014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRANKLIN LOTS 1-2-3
Legal Subdivision	FRANKLIN
Legal Lot Number	1-3
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3012
Census Tract	65000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1902 HEIDEL AVE, 4, COVINGTON, KY 41014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jul 23, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Deed Document Number	20260108197
Deed Book / Page	383 / 782
Prior Transfer Date	Jul 20, 2021
Prior Transfer Doc	0005900006
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 8, 2026
Property Address	1902 HEIDEL AVE # 4, 4, COVINGTON, KY 41014
Document Number	0000000197
Book / Page	KC 383 / 782
Map Reference	PL 198
Instrument Date	Dec 4, 2025
Instrument	26059000000197
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD NATL LAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1014 PARKCREST LN, PARK HILLS, KY 41011-1973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 HEIDEL AVE # 4, 4, COVINGTON, KY 41014

Mortgage

Document Number	0000000198
Date	Jan 8, 2026
Instrument	26059000000198

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Jul 23, 2021
Property Address	1902 HEIDEL AVE # 4, 4, COVINGTON, KY 41014-1145
Document Number	0005900006
Book / Page	106 / 79
Map Reference	PL 198
Instrument Date	Jul 20, 2021
Instrument	21072305900006
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1902 HEIDEL AVE # 4, 4, COVINGTON, KY 41014-1145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 AUDUBON RD, PARK HILLS, KY 41011-1903

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,200 (+45.2%) Land $10,000 Building $135,200	$145,200 (+45.2%) Land $10,000 Building $135,200
2025	$1,325.00 (-0.53%)	$100,000 (-) Land $5,000 Building $95,000	$100,000 (-) Land $5,000 Building $95,000
2023	$1,332.00	$100,000 Land $5,000 Building $95,000	$100,000 Land $5,000 Building $95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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