1902 Emerald Cv, Houston, TX 77077 Property Records

Harris County property record for 1902 Emerald Cv, Houston, TX 77077

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 5,142 sqft · built 1999
Lot Size	0.33 acres (14,391 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,631,700 (May 2026)
Tax Bill	$22,898 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119-954-001-0001`

Property Details

APN / Parcel Number

Primary APN	`119-954-001-0001`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,142 sqft Living Area
1st Floor Area	3,143 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Lot Area	14,391 sqft (0.33 acres)
View / Lot	Primary
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	560 sqft
Porch	Open Frame Porch
Porch Area	611 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1199540010001
Street Address	1902 EMERALD CV
City	HOUSTON
State	TX
Zip	77077-1941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 1 LAKES OF PARKWAY SEC 4 R/P
Legal Subdivision	LAKES OF PARKWAY SEC 4 R/P
Legal Block	1
Legal Lot Number	1
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1001
Census Tract	451606

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1902 EMERALD CV, HOUSTON, TX 77077-1941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
May 31, 2019	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Jan 29, 2009 · Amount on Record
Deed Document Number	2026196202
Prior Transfer Date	Jan 26, 2009
Prior Transfer Doc	0000036102
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRIS TX
Recording Date	May 19, 2026
Property Address	1902 EMERALD CV, HOUSTON, TX 77077-1941
Document Number	0000196202
Instrument Date	May 18, 2026
Instrument	2026196202
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 EMERALD CV, HOUSTON, TX 77077-1941

Mortgage

Document Number	0000196203,
Date	May 19, 2026
Instrument	2026196203

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1902 EMERALD CV, HOUSTON, TX 77077-1941
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	GREAT AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000228241
Date	May 31, 2019
Instrument	2019-228241

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,543,543 (+15.66%) Land $551,842 Building $991,701	$1,543,543 (+15.66%) Land $551,842 Building $991,701
2025	$22,898.00 (-7.41%) Homeowner's exemption	$1,334,587 (+6.64%) Land $551,842 Building $782,745	$1,334,587 (+6.64%) Land $551,842 Building $782,745
2024	$24,730.00 (+11.02%)
2023		$1,251,449 Land $505,855 Building $745,594	$1,251,449 Land $505,855 Building $745,594
2022	$22,276.00 (-2.84%)
2020	$22,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 212 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	212 in force
Nearby Flood Claims	6 (2009–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 2 claims Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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