1902 E State St, Algona, IA 50511 Property Records

Kossuth County property record for 1902 E State St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,798 sqft · built 1979
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,000 (May 2026)
Tax Bill	$3,524 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`22-01-455-001`

Property Details

APN / Parcel Number

Primary APN	`22-01-455-001`

Interior

Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,798 sqft Living Area
Basement Area	1,798 sqft
Finished Basement	450 sqft
Unfinished Basement	1,348 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces
Deck Area	196 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1902 E STATE ST
City	ALGONA
State	IA
Zip	50511-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 HARRIET OGGS 1ST ADD
Legal Subdivision	HARRIET OGGS 1ST ADD
Legal Lot Number	9
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	1
Census Block	1058
Census Tract	950500

Owner

Source: Kossuth County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1902 E STATE ST, ALGONA, IA 50511-2218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Apr 29, 2026	Affidavit, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Deed Document Number	20261304
Deed Book / Page	2026 / 1304
Prior Transfer Date	Apr 29, 2026
Prior Transfer Doc	0000001090
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	May 18, 2026
Property Address	1902 E STATE ST, ALGONA, IA 50511-2218
Document Number	0000001304
Book / Page	2026 / 1304
Instrument Date	May 15, 2026
Instrument	20261304
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$37,410.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1902 E STATE ST, ALGONA, IA 50511-2218

Mortgage

Document Number	0000001305,
Date	May 18, 2026
Instrument	20261305

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	KOSSUTH IA
Recording Date	Apr 29, 2026
Property Address	1902 E STATE ST, ALGONA, IA 50511-2218
Document Number	0000001090
Book / Page	2026 / 1090
Instrument Date	Apr 29, 2026
Instrument	20261090
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,524.00 Homeowner's exemption	$256,126 (+10.4%) Land $50,000 Building $206,126
2024	$3,524.00 (-2.92%)
2023		$231,998 Land $40,000 Building $191,998	$231,998 (-9.42%) Land $40,000 Building $191,998
2021	$3,630.00		$256,126 Land $50,000 Building $206,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable · Fiber in parts of the area	150 / 25

May also be available: Nextlink, Verizon.

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