Union County property record for 1902 Crestgate Dr, Waxhaw, NC 28173
| Property Type | Rural Home |
|---|---|
| Details | 3.5 ba · 3,281 sqft · built 2002 |
| Lot Size | 0.813 acres (35,414 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $510,000 (Jan 2021) |
| Tax Bill | $3,589 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-078-092 |
| Primary APN | 06-078-092 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,281 sqft Living Area |
| Gross Area | 4,129 sqft |
| 1st Floor Area | 1,504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 35,414 sqft (0.813 acres) |
| Garage Type | Attached |
| Garage Area | 848 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1902 CRESTGATE DR |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-6735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 WESLE |
| Legal Description | #32C STONEGATE MP7 OPCF586 |
| Legal Subdivision | STONEGATE |
| Legal Lot Number | 32C |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21012 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1902 CRESTGATE DR, WAXHAW, NC 28173-6735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jan 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on Record |
| Deed Sale | Jan 19, 2021 · Amount on Record |
| Prior Sale | Apr 16, 2002 · Amount on Record |
| Deed Document Number | 20212392 |
| Deed Book / Page | 7957 / 528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1902 CRESTGATE DR, WAXHAW, NC 28173-6735 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7421173 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 7421/173 |
| Instrument | 0021043 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 19, 2021 |
| Property Address | 1902 CRESTGATE DR, WAXHAW, NC 28173-6735 |
| Document Number | 0007957528 |
| Book / Page | 7957 / 528 |
| Map Reference | CAB F FILE 586 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 2392 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2217 SHAGBARK LN, 2217, MATTHEWS, NC 28104-7750 |
| Name | Verified Name |
|---|---|
| Address | 1902 CRESTGATE DR, WAXHAW, NC 28173-6735 |
| Document Number | 0000002393 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2393 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $737,000 (-) Land $130,700 Building $606,300 | $737,000 (-) Land $130,700 Building $606,300 | |
| 2025 | $3,589.00 (+22.07%) | $737,000 (+60.01%) Land $130,700 Building $606,300 | $737,000 (+60.01%) Land $130,700 Building $606,300 |
| 2023 | $2,940.00 | $460,600 Land $77,100 Building $383,500 | $460,600 Land $77,100 Building $383,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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