1902 Cowing Ln, Crest Hill, IL 60403 Property Records

Will County property record for 1902 Cowing Ln, Crest Hill, IL 60403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · built 1955
Lot Size	0.2 acres (8,580 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Nov 2022)
Tax Bill	$4,070 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-32-407-010`

Property Details

APN / Parcel Number

Primary APN	`11-04-32-407-010`
Alternative APN	`04324070100000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,580 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1902 COWING LN
City	CREST HILL
State	IL
Zip	60403-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 IN RAYNOR HILLS ESTATES UNIT 2, BEING A SUB OF PRT OF THE SE1/4 OF SEC. 32, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	32
Legal Subdivision	RAYNOR HILLS ESTATES UNIT 2
Legal Lot Number	34
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2014
Census Tract	880905

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1902 COWING LN, CREST HILL, IL 60403-2006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Warranty Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP
Jun 24, 2019	Warranty Deed, Transfer · Conventional with PMI NEIGHBORHOOD LOANS
Nov 13, 2017	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	Jun 24, 2019 · Amount on Record
Deed Document Number	202279666
Prior Transfer Date	Oct 1, 2015
Prior Transfer Doc	0000094641
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 4, 2022
Property Address	1902 COWING LN, CREST HILL, IL 60403-2006
Document Number	0000079666
Map Reference	MB 28 PG 14
Instrument Date	Oct 27, 2022
Instrument	R2022079666
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 BELMONT DR, ROMEOVILLE, IL 60446-1402
Investor	Possibly a Property Investor

Mortgage

Document Number	0000079667
Date	Nov 4, 2022
Instrument	R2022079667

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.25%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 24, 2019
Property Address	1902 COWING LN, CREST HILL, IL 60403-2006
Document Number	0000039163
Instrument Date	Jun 7, 2019
Instrument	39163
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 COWING LN CREST HILL IL 604032006, CREST HILL, IL 60403-2006
Investor	Possibly a Property Investor

Mortgage

Document Number	39164
Date	Jun 24, 2019
Instrument	39164

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 13, 2017
Property Address	1902 COWING LN, CREST HILL, IL 60403-2006
Document Number	0000088966
Map Reference	DOC737455 MB28 PG14
Instrument Date	Oct 23, 2017
Instrument	R2017088966
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	639 NIAGARA DR, 639, BOLINGBROOK, IL 60440-2540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 COWING LN, CREST HILL, IL 60403-2006

Mortgage

Document Number	0000088967
Date	Nov 13, 2017
Instrument	R2017088967

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crest Hill City
County	Will County
County Subdivision	Lockport Township
Elementary School District	Chaney-Monge School District 88 (PK - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,070.00 (+23.56%)	$61,380 (+7.2%) Land $21,972 Building $39,408	$184,140 (+7.2%) Land $65,916 Building $118,224
2024		$57,257 (+27.99%) Land $20,496 Building $36,761	$171,771 (+27.99%) Land $61,488 Building $110,283
2022	$3,294.00 Homeowner's exemption	$44,736 Land $16,014 Building $28,722	$134,208 Land $48,042 Building $86,166

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CREST HILL serves 20,223 people · EPA ID IL1970250
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb
Copper	1.69 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Bertram Communications, Verizon.

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