1902 Chambers Dr, Bozeman, MT 59715 Property Records

Gallatin County property record for 1902 Chambers Dr, Bozeman, MT 59715

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,548 sqft · built 2003
Lot Size	0.243 acres (10,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$469,500 (Oct 2006)
Tax Bill	$4,086 (2026)
Deeds & Mortgages	May 2026 Mortgage Mar 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00RGG25902`

Property Details

APN / Parcel Number

Primary APN	`00RGG25902`
Alternative APNs	`06-0799-18-4-26-04-0000` `R0646622`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,548 sqft Living Area
1st Floor Area	1,696 sqft
2nd Floor Area	852 sqft
Basement Area	1,696 sqft
Unfinished Basement	1,532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,585 sqft (0.243 acres)
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RGG25902
Street Address	1902 CHAMBERS DR
City	BOZEMAN
State	MT
Zip	59715-5904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAFS 1ST ADD, S18, T02 S, R06 E, BLOCK 1, LOT 1B, ACRES 0.243, PLAT F-21-G
Legal Range	06E
Legal Township	02S
Legal Section	18
Legal Subdivision	GRAFS 1ST ADD
Legal Block	1
Legal Lot Number	1B
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	4
Census Block	4007
Census Tract	1002

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1902 CHAMBERS DR, BOZEMAN, MT 59715-5904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANKS
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2006 · Amount on Record
Deed Sale	Oct 6, 2006 · Amount on Record
Deed Document Number	20062244404
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Recording Date	May 13, 2026
Property Address	1902 CHAMBERS DR, BOZEMAN, MT 59715-5904
Document Number	0002876899
Instrument Date	May 7, 2026
Instrument	20262876899
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1902 CHAMBERS DR, BOZEMAN, MT 59715-5904
Investor	Possibly a Property Investor

Mortgage

Document Number	0002876899,
Date	May 13, 2026
Instrument	20262876899

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	1902 CHAMBERS DR, BOZEMAN, MT 59715-5904
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002822121
Date	Mar 15, 2024
Instrument	2822121

Lender

Name	DISCOVER BANKS
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 15, 2044

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	1902 CHAMBERS DR, BOZEMAN, MT 59715-5904
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2736170
Date	Jun 2, 2021
Instrument	2736170

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,086.00 (+1.06%)	$847,055 (-)	$847,055 (-) Land $294,295 Building $552,760
2025	$4,043.00 (-28.4%)	$847,055 (-3.44%)	$847,055 (-3.44%) Land $294,295 Building $552,760
2023	$5,647.00	$877,235	$877,235 Land $514,735 Building $362,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 units insured incl. 20 condo units
Nearby Flood Claims	5 (1979–2023)
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Global Net.

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