Brevard County property record for 1902 Cedar Ln, Melbourne Beach, FL 32951
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,964 sqft · built 1978 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,000 (Dec 2024) |
| Tax Bill | $8,365 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-38-08-52-A-1 |
| Primary APN | 28-38-08-52-A-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,964 sqft Living Area |
| Gross Area | 2,564 sqft |
| 1st Floor Area | 1,964 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 120 ft deep x 109 ft wide |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 25 sqft |
| Patio Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2848496 |
|---|---|
| Street Address | 1902 CEDAR LN |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-2702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2RS |
| Legal Description | MELBOURNE BEACH SOUTH REPLAT OF SHEETS 1 OF 2 LOT 1 BLK A |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 08 |
| Legal Subdivision | MELBOURNE BEACH SOUTH REPLAT OF SHEETS 1 |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 66101 |
1902 Cedar Ln is owned and occupied by two individuals who bought it in December 2024.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1902 CEDAR LN, MELBOURNE BEACH, FL 32951-2702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE |
| Dec 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2024 · Amount on File |
| Deed Sale | Dec 30, 2024 · Amount on File |
| Deed Document Number | 2024257206 |
| Deed Book / Page | 10232 / 1376 |
| Prior Transfer Date | Jun 22, 2007 |
| Prior Transfer Doc | 0057898526 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1902 CEDAR LN, MELBOURNE BEACH, FL 32951-2702 |
| Document Number | 0080701097 |
| Instrument Date | Dec 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2019 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1902 CEDAR LN MELBOURNE BEACH FL 329512702, MELBOURNE BEACH, FL 32951-2702 |
| Document Number | 0080701097 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 008070/001097 |
| Instrument | 10639 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | TULSA, OK 74133 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 852 Months |
| Due | Jan 15, 2089 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1902 CEDAR LN, MELBOURNE BEACH, FL 32951-2702 |
| Document Number | 0080701111 |
| Instrument Date | Dec 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1902 CEDAR LN MELBOURNE BEACH FL 329512702, MELBOURNE BEACH, FL 32951-2702 |
| Document Number | 0080701111 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 008070/001111 |
| Instrument | 10640 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 852 Months |
| Due | Jan 15, 2089 |
The 2025 property tax bill for 1902 Cedar Ln was $8,365 with a homeowner's exemption, up 230.4% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne Beach Town |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $593,930 (+0.96%) | $593,930 (+0.96%) | |
| 2025 | $8,365.00 (+230.37%) | $588,260 | $588,260 |
| 2024 | $2,532.00 (+2.8%) | ||
| 2023 | $2,463.00 (+2.84%) Homeowner's exemption | $194,540 (+3%) | $586,940 (+8.46%) Land $300,000 Building $286,940 |
| 2022 | $2,395.00 Homeowner's exemption | $188,880 | $541,170 Land $220,000 Building $321,170 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1902 Cedar Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 91 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 118 units insured incl. 27 condo units |
| Nearby Flood Claims | 26 (1995–2017) |
| Claims Outside the SFHA | 22 of 26 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1902 Cedar Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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