1902 Bourland Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1902 Bourland Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,004 sqft · built 1956
Lot Size	0.232 acres (10,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,000 (Aug 2021)
Tax Bill	$3,046 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-36-404-002`

Property Details

APN / Parcel Number

Primary APN	`8913-36-404-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,004 sqft Living Area
1st Floor Area	1,004 sqft
Basement Area	1,004 sqft
Finished Basement	275 sqft
Unfinished Basement	1,004 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	218 sqft
Patio Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1902 BOURLAND AVE
City	WATERLOO
State	IA
Zip	50702-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC LENDONS FIRST ADDITION LOT 235
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	MC LENDONS FIRST ADDITION
Legal Lot Number	235
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3006
Census Tract	1000

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1902 BOURLAND AVE, WATERLOO, IA 50702-2521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Mar 25, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CEDAR RAPIDS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Mar 25, 2019 · Amount on Record
Deed Document Number	2021202200003217
Prior Transfer Date	Aug 9, 2006
Prior Transfer Doc	2007003960
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 11, 2021
Property Address	1902 BOURLAND AVE, WATERLOO, IA 50702-2521
Document Number	202200003217
Instrument Date	Aug 9, 2021
Instrument	202200003217
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1902 BOURLAND AVE, WATERLOO, IA 50702-2521

Mortgage

Document Number	202200003218
Date	Aug 11, 2021
Instrument	202200003218

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 25, 2019
Property Address	1902 BOURLAND AVE, WATERLOO, IA 50702-2521
Document Number	201900014074
Instrument Date	Mar 22, 2019
Instrument	201900014074
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 BOURLAND AVE, WATERLOO, IA 50702-2521

Mortgage

Document Number	201900014075
Date	Mar 25, 2019
Instrument	201900014075

Lender

Name	CEDAR RAPIDS BANK & TRUST

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,046.00 (+1.4%) Homeowner's exemption	$160,160 (+7.74%) Land $25,990 Building $134,170	$160,160 (+7.74%) Land $25,990 Building $134,170
2024	$3,004.00 (+20.16%)
2023		$148,660 (+21.18%) Land $25,990 Building $122,670	$148,660 (+21.18%) Land $25,990 Building $122,670
2022	$2,500.00 Homeowner's exemption	$122,680 Land $25,990 Building $96,690
2021			$122,680 Land $25,990 Building $96,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Waterloo Fiber.

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