1902 Baytowne Loop, Miramar Beach, FL 32550 Property Records

Walton County property record for 1902 Baytowne Loop, Miramar Beach, FL 32550 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 2014
Square Footage	2,033 sqft Living Area
Lot Size	2,962 sqft (0.067 acres)
Garage	Finished, 182 sqft
Last Sale	$607,000 (2017)
Tax Bill	$6,751.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`23-2S-21-42250-000-0610`
Alternative APN	`1041718`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	2,033 sqft Living Area
Gross Area	2,440 sqft Gross Area
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Custom/Decorative Interior Structure

Exterior

Year Built	Built 2014
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Cathedral/Clerestory Roof Construction
Lot Area	2,962 sqft (0.067 acres)
Depth X Width	8.5 ft x 3.5 ft Depth x Width
Garage Type	Finished Garage
Garage Area	182 sqft Garage
Deck Area	Deck Area
Porch	1 Porch
Porch Area	225 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1041718
Street Address	1902 BAYTOWNE LOOP
City	MIRAMAR BEACH
State	FL
Zip	32550-5893
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 61 VILLA LAGO S/D PB 17-15 OR 2697-4015 OR 2907-3176 OR 2954-917 OR 3059-2471
Legal Range	21W
Legal Township	02S
Legal Section	23
Legal Subdivision	VILLA LAGO
Legal Lot Number	61
Jurisdiction	WALTON FL
Minor Civil Division	WALTON BEACHES
Census Blockgroup	3
Census Block	3012
Census Tract	950607

Owner

Source: Walton County records · APN 23-2S-21-42250-000-0610

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	44 COUNTY ROAD 2003, CULLMAN, AL 35057-4427
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 2017 · Amount on Record
Deed Sale	Dec 11, 2017 · Amount on Record
Prior Sale	Jul 08, 2014 · Amount on Record
Deed Doc Number	2017000040341
Deed Book / Page	3059 / 2471
Record Refreshed	Jun 08, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 11, 2017
Property Address	1902 BAYTOWNE LOOP, MIRAMAR BEACH, FL 32550-5893
Document Number	0030592471
Book / Page	3059 / 2471
Map Reference	MB17 PG15,15A&15B
Instrument Date	Dec 08, 2017
Instrument	2017000040341
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	COSTUMER FIRST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,249.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	709 ZEN GARDENS TER, 709, AUSTIN, TX 78732-1646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4360 BOULDER LAKE CIR, VESTAVIA, AL 35242-2113

Mortgage

Document Number	2017000040342
Date	Dec 11, 2017
Instrument	2017000040342

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$805,504 (+2.04%) Land $194,214 Building $611,290	$805,504 (+2.04%) Land $194,214 Building $611,290
2024	$6,751.00 (+6.38%)
2023	$6,346.00 (+6.12%)	$789,390 (+7.01%) Land $194,214 Building $595,176	$789,390 (+7.01%) Land $194,214 Building $595,176
2022	$5,980.00	$737,685 Land $215,577 Building $522,108	$737,685 Land $215,577 Building $522,108

Flood & Wildfire

1902 Baytowne Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 34th percentile of exposed land nationally · 8th in Florida
Wildfire Likelihood	Low — about 1 in 2,778 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.