1902 4th Ave, Vero Beach, FL 32960 Property Records

Indian River County property record for 1902 4th Ave, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,332 sqft · built 1977
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$259,000 (May 2021)
Tax Bill	$5,862 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`33-39-01-00058-0010-00013.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-01-00058-0010-00013.0`
Alternative APN	`66349`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	2,100 sqft
1st Floor Area	1,332 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	140 ft deep x 69.4 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	525 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft
Porch	Screened Porch
Porch Area	243 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1902 4TH AVE
City	VERO BEACH
State	FL
Zip	32960-0912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	OAKMONT PARK ESTATES UNIT NO 5 BLK 1 LOT 13 PBI 8-85
Legal Range	39E
Legal Township	33S
Legal Section	01
Legal Subdivision	OAKMONT PARK ESTATES UNIT NO 5
Legal Block	1
Legal Lot Number	13
Legal Unit	NO
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2008
Census Tract	50401

Owner

1902 4th Ave is owned and occupied by an individual who bought it in May 2021.

Source: Indian River County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1902 4TH AVE, VERO BEACH, FL 32960-0912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 26, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 20, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 25, 2021	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2021 · Amount on File
Deed Sale	May 25, 2021 · Amount on File
Prior Sale	Aug 3, 2016 · Amount on File
Deed Document Number	202137953
Deed Book / Page	3425 / 2390
Prior Transfer Date	Feb 21, 2008
Prior Transfer Doc	0022512068
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1902 4TH AVE, VERO BEACH, FL 32960-0912
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 4TH AVE, VERO BEACH, FL 32960-0912

Mortgage

Document Number	0037151950
Date	Aug 2, 2024
Book Page	3715/1950
Instrument	3120240037749

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Jun 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1902 4TH AVE, VERO BEACH, FL 32960-0912
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 4TH AVE, VERO BEACH, FL 32960-0912

Mortgage

Document Number	0035662008
Date	Aug 26, 2022
Book Page	3566/2008
Instrument	3120220053050

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Jun 1, 2051

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1902 4TH AVE, VERO BEACH, FL 32960-0912
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 4TH AVE, VERO BEACH, FL 32960-0912

Mortgage

Document Number	0037771161
Date	May 20, 2025
Book Page	3777/1161
Instrument	3120250025158

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 25, 2021
Property Address	1902 4TH AVE, VERO BEACH, FL 32960-0912
Document Number	0034252390
Book / Page	3425 / 2390
Map Reference	MB 8 PG 85
Instrument Date	May 19, 2021
Instrument	3120210037953
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	PREMIER TTL PARTNERS OF FL L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7785 15TH ST, 7785, VERO BEACH, FL 32966-1228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 STUYVESANT DR, SELDEN, NY 11784-1215

Mortgage

Document Number	34252392
Date	May 25, 2021
Instrument	3425/2392

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1902 4th Ave was $5,862.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,862.00	$352,756 Land $44,888 Building $307,868	$352,756 Land $44,888 Building $307,868
2023	$4,562.00 (+12.03%)	$294,281 (+16.95%) Land $34,529 Building $259,752	$294,281 (+16.95%) Land $34,529 Building $259,752
2022	$4,072.00	$251,626 Land $34,529 Building $217,097	$251,626 Land $34,529 Building $217,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1902 4th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 212 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	433 units insured incl. 221 condo units
Nearby Flood Claims	411 (1979–2024)
Claims Outside the SFHA	51 of 411
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 11 claims Hurricane Irma, Sep 2017 · 25 claims Hurricane Frances, Sep 2004 · 291 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1902 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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