1902 11th Ave, Central City, NE 68826 Property Records

Merrick County property record for 1902 11th Ave, Central City, NE 68826

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,506 sqft · built 2000
Lot Size	0.346 acres (15,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Mar 2007)
Tax Bill	$3,015 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0002869.00`

Property Details

APN / Parcel Number

Primary APN	`0002869.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,506 sqft Living Area
1st Floor Area	2,506 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	15,062 sqft (0.346 acres)
Lot Width	138 ft Width
Garage Type	Attached
Garage Area	1,304 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1902 11TH AVE
City	CENTRAL CITY
State	NE
Zip	68826-1939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LPC III SUB LOTS 1 & 2 BLK 1 45-4 CC (15062 SQ FT)
Legal Range	06
Legal Township	13
Legal Section	10
Legal Subdivision	LPC III SUB
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	MERRICK NE
Township / Civil Division	CENTRAL CITY
Census Block Group	1
Census Block	1092
Census Tract	966800

Owner

Source: Merrick County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1902 11TH AVE, CENTRAL CITY, NE 68826-1939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHARTER WEST BANK
Jan 13, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2007 · Amount on Record
Deed Sale	Mar 14, 2007 · Amount on Record
Deed Document Number	2007442
Deed Book / Page	37 / 806
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRICK NE
Property Address	1902 11TH AVE, CENTRAL CITY, NE 68826-1939
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 11TH AVE, CENTRAL CITY, NE 68826-1939

Mortgage

Document Number	0202400117
Date	Feb 13, 2024
Instrument	2024-00117

Lender

Name	COGENT BANK
Type	Bank
Address	CENTRAL CITY, NE 68826

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRICK NE
Property Address	1902 11TH AVE, CENTRAL CITY, NE 68826-1939
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 11TH AVE, CENTRAL CITY, NE 68826-1939

Mortgage

Document Number	0202301130
Date	Oct 2, 2023
Instrument	2023-01130

Lender

Name	COGENT BANK
Type	Bank
Address	CENTRAL CITY, NE 68826

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRICK NE
Property Address	1902 11TH AVE, CENTRAL CITY, NE 68826-1939
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101334
Date	Jul 28, 2021
Instrument	2021-01334

Lender

Name	CHARTER WEST BANK
Type	Bank
Address	GRAND ISLAND, NE 68803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRICK NE
Property Address	1902 11TH AVE, CENTRAL CITY, NE 68826-1939
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	219/605
Date	Jan 13, 2017
Book Page	219/605
Instrument	201700073

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 11, 2037

Tax Assessment & Valuation

Source: Merrick County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Central City
County	Merrick County
Unified School District	Central City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,835 (+5.2%) Land $39,160 Building $241,675	$280,835 (+5.2%) Land $39,160 Building $241,675
2025	$3,015.00 (-15.74%)	$266,950 (+7.92%) Land $39,160 Building $227,790	$266,950 (+7.92%) Land $39,160 Building $227,790
2023	$3,578.00	$247,370 Land $19,580 Building $227,790	$247,370 Land $19,580 Building $227,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2015

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL CITY serves 3,000 people · EPA ID NE3112102
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable · Fiber in parts of the area	2,000 / 50
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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