19019 Hwy 1, Ragged Point (San Simeon), CA 93452 Property Records

San Luis Obispo County property record for 19019 Hwy 1, Ragged Point, CA 93452

Property Summary

Property Type	Service Station (Full Service)
Lot Size	0 acres (9 sqft)
Owner	Company Name on Record
Tax Bill	$5,801 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`011-011-018`

Property Details

APN / Parcel Number

Primary APN	`011-011-018`

Exterior

Lot Area	9 sqft
Terrain	Combination

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	19019 CABRILLO HWY
City	SAN SIMEON
State	CA
Zip	93452
Property Category	Commercial
Property Type	Commercial > Retail > Service Station (Full Service)
Local Zoning Code	REC
Legal Description	T25S R6E PTN 4
Legal Block	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1003
Census Tract	13000

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	19019 CABRILLO HWY, SAN SIMEON, CA 93452
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITY WEST BANK NA
May 23, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK NA
Mar 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage WEST BANK MA
Mar 21, 2019	Deed of Trust, Mortgage COMMUNITY W BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 28, 1994
Transfer Doc	0000020692
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	19019 HIGHWAY 1, RAGGED POINT, CA 93452-9741
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004147
Date	Feb 16, 2024
Instrument	2024004147

Lender

Name	COMMUNITY WEST BANK NA
Type	Bank
Address	GOLETA, CA 93116

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	19019 HIGHWAY 1, RAGGED POINT, CA 93452-9751
Transaction Type	Mortgage
Record Updated	Jun 7, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19019 HIGHWAY 1, RAGGED POINT, CA 93452-9751

Mortgage

Document Number	0000014349
Date	May 23, 2023
Instrument	2023014349

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	19019 HIGHWAY 1, RAGGED POINT, CA 93452-9751
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011129
Date	Mar 29, 2019
Instrument	2019011129

Lender

Name	WEST BANK MA
Type	Bank
Address	GOLETA, CA 93116

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	19019 HIGHWAY 1, RAGGED POINT, CA 93452-9751
Document Number	0000011131
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	19019 HIGHWAY 1 RAGGED POINT CA 934529751, RAGGED POINT, CA 93452-9751

Mortgage

Document Number	0000011131
Date	Mar 29, 2019
Instrument	11131

Lender

Name	COMMUNITY W BK
Type	Bank
Address	PO BOX 249, GOLETA, CA 93116-0249

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$547,773 (+2%) Land $74,230 Building $473,543
2025	$5,801.00 (+4.02%)	$537,033 (+4.04%) Land $72,775 Building $464,258
2023	$5,577.00 (+1.99%)	$516,181 Land $69,950 Building $446,231
2022	$5,468.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 72% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000

Cell Coverage

4G LTE only, no 5G reported

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