19018 Geraci Rd, Lutz, FL 33548 Property Records

Hillsborough County property record for 19018 Geraci Rd, Lutz, FL 33548

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,394 sqft · built 1994
Lot Size	0.532 acres (23,177 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Feb 2026)
Tax Bill	$9,104 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Nov 2024 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`013070-0100`

Property Details

APN / Parcel Number

Primary APN	`013070-0100`
Alternative APN	`U102718ZZZ000000499100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,394 sqft Living Area
Gross Area	2,667 sqft
1st Floor Area	368 sqft
2nd Floor Area	1,788 sqft
Upper Floors Area	238 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,177 sqft (0.532 acres)
Lot Dimensions	200 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Deck Area	144 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0130700100
Street Address	19018 GERACI RD
City	LUTZ
State	FL
Zip	33548-4901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDC-6
Legal Description	FROM NE COR OF NW 1/4 OF SE 1/4 RUN W 270.28 FT & S 86 DEG 18 MIN 05 SEC W 589 FT TO POB THENCE S 25 DEG 04 MIN 18 SEC W 140.66 FT S 33 DEG 19 MIN 14 SEC W 161.16 FT N 41 DEG 51 MIN 30 SEC W 75 FT N 26 DEG 13 MIN 05 SEC E 222.70 FT AND N 86 DEG 18 MI
Legal Range	18E
Legal Township	27S
Legal Section	10
Legal Subdivision	UNPLATTED
Legal Tract	ZZZ
Legal Lot Number	49910
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2010
Census Tract	11103

Owner

19018 Geraci Rd is owned by an individual who bought it in February 2026.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	7712 W POWHATAN AVE, TAMPA, FL 33615-4133
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Warranty Deed, Transfer · Conventional Mortgage CLICK N CLOSE INC
Nov 15, 2024	Warranty Deed, Transfer · Construction Mortgage OAKTREE FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2026 · Amount on File
Deed Sale	Feb 10, 2026 · Amount on File
Prior Sale	Nov 15, 2024 · Amount on File
Deed Document Number	202651035
Prior Transfer Date	Jul 8, 2003
Prior Transfer Doc	0000271101
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Feb 10, 2026
Property Address	19018 GERACI RD, LUTZ, FL 33548-4901
Document Number	0000051035
Instrument Date	Feb 6, 2026
Instrument	2026051035
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1694 LAGO VISTA BOULEVARD, PALM HARBOR, FL 34685-3329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7112 WEST POWHATAN AVENUE, TAMPA, FL 33615

Mortgage

Document Number	0000051036
Date	Feb 10, 2026
Instrument	2026051036

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 15, 2024
Property Address	19018 GERACI RD, LUTZ, FL 33548-4901
Document Number	0000472095
Instrument Date	Nov 14, 2024
Instrument	2024472095
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	AMERICAN GUARDIAN TTL USA IN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	LINEA ARENAS 55, 55, UTUADO XX 641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1694 LAGO VISTA BLVD, PALM HARBOR, FL 34685-3329

Mortgage

Document Number	0000472096
Date	Nov 15, 2024
Instrument	2024472096

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender
Address	SCOTTSDALE, AZ 85266

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 19018 Geraci Rd was $9,104, up 158.9% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,993 (-0.91%) Land $120,750 Building $343,243	$463,993 (-0.91%) Land $120,750 Building $343,243
2025	$9,104.00 (+158.93%)	$468,233 Land $119,670 Building $348,563	$468,233 Land $119,670 Building $348,563
2024	$3,516.00 (+4.15%)
2023	$3,376.00 (+5.4%) Homeowner's exemption	$208,502 (+3%)	$337,087 (+2.91%) Land $90,712 Building $246,375
2022	$3,203.00 Homeowner's exemption	$202,429	$327,543 Land $89,932 Building $237,611

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19018 Geraci Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	13 (1988–2024)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19018 Geraci Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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