19017 River Rd, Marengo, IL 60152 Property Records

McHenry County property record for 19017 River Rd, Marengo, IL 60152

Property Summary

Property Type	Single Family Home
Details	3 bd · 936 sqft · built 1916
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,351 (2024)
Deeds & Mortgages	Sep 2023 Reverse Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-20-300-007`

Property Details

APN / Parcel Number

Primary APN	`12-20-300-007`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,336 sqft
1st Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	19017 RIVER RD
City	MARENGO
State	IL
Zip	60152-8500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0022291 PT W1/2 W1/2 SW1/4 LYING S OF HWY
Legal Block	300
Jurisdiction	MCHENRY IL
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3020
Census Tract	871502

Owner

Source: McHenry County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	19017 RIVER RD, MARENGO, IL 60152-8500
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Mar 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA
May 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023
Deed Sale	Sep 7, 2023
Prior Sale	Jul 15, 2004 · Amount on Record
Deed Document Number	202322291
Prior Transfer Date	Aug 24, 2023
Prior Transfer Doc	0000022291
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Sep 7, 2023
Property Address	19017 RIVER RD, MARENGO, IL 60152-8500
Document Number	0000022291
Instrument Date	Aug 24, 2023
Instrument	2023R0022291
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	19017 RIVER RD, MARENGO, IL 60152-8500

Mortgage

Document Number	0000022292
Date	Sep 7, 2023
Instrument	2023R0022292

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	699 Months
Due	Dec 10, 2081

Interest

Rate Type	Adjustable Rate
Rate	7.31%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.3%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	19017 RIVER RD, MARENGO, IL 60152-8500
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006961
Date	Mar 6, 2018
Instrument	2018R0006961

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	18%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	May 15, 2017
Property Address	19017 RIVER RD, MARENGO, IL 60152-8500
Document Number	0000017180
Instrument Date	May 3, 2017
Instrument	17180
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	19017 RIVER RD MARENGO IL 601528500, MARENGO, IL 60152-8500

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Seneca Township
Elementary School District	Marengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School District	Marengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,351.00 (-25.13%)	$69,316 (-2.09%) Land $24,645 Building $44,671	$207,948 (-2.09%) Land $73,935 Building $134,013
2022	$4,476.00 Homeowner's exemption	$70,794 Land $20,486 Building $50,308	$212,382 Land $61,458 Building $150,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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