19013 Ridgepoint Dr, Estero, FL 33928 Property Records

Lee County property record for 19013 Ridgepoint Dr, Estero, FL 33928 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,781 sqft · built 2004
Lot Size	0.182 acres (7,954 sqft)
Owner	Individual Name on File
Last Sale	$745,000 (Mar 2022)
Tax Bill	$7,491 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`31-46-25-E2-1400I.0080`

Property Details

APN / Parcel Number

Primary APN	`31-46-25-E2-1400I.0080`
Alternative APNs	`314625140000I0080` `10480039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,781 sqft Living Area
Gross Area	3,320 sqft
1st Floor Area	1,781 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Tile
Lot Area	7,954 sqft (0.182 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	392 sqft
Porch	Open Porch
Porch Area	183 sqft
Patio Area	508 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	10480039
Old Parcel Number	314625140000I0080
Street Address	19013 RIDGEPOINT DR
City	ESTERO
State	FL
Zip	33928-2970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURTLE POINTE COVE AT WEST BAY CLUB OR 4176 PG 4221 + 4204/237 OR 4535 PG 4036 PH G BLK I LOT 8
Legal Range	25
Legal Township	46
Legal Section	31
Legal Subdivision	WEST BAY CLUB
Legal Block	I
Legal Lot Number	8
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1004
Census Tract	50319

Owner

Source: Lee County records · APN 31-46-25-E2-1400I.0080

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	86 STAGE COACH RD, NORTH ANDOVER, MA 01845-3140
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 03, 2020	Warranty Deed, Transfer MORGAN STANLEY PVT BK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2022 · Amount on Record
Deed Sale	Mar 02, 2022 · Amount on Record
Prior Sale	Nov 03, 2020 · Amount on Record
Deed Document Number	2022000070240
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 02, 2022
Property Address	19013 RIDGEPOINT DR, ESTERO, FL 33928-2970
Document Number	0000070240
Map Reference	MB 4176 PG 4221
Instrument Date	Mar 01, 2022
Instrument	2022000070240
Transaction Type	Transfer
Record Updated	Jun 24, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9197 S LAKE RD, HAMMONDSPORT, NY 14840-7905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 STAGE COACH RD, NORTH ANDOVER, MA 01845-3140

Mortgage

Document Number	0000070241
Date	Mar 02, 2022
Instrument	2022000070241

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Nov 03, 2020
Property Address	19013 RIDGEPOINT DR, ESTERO, FL 33928-2970
Document Number	0000268849
Instrument Date	Oct 29, 2020
Instrument	268849
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9197 S LAKE RD HAMMONDSPORT NY 148407905, HAMMONDSPORT, NY 14840-7905

Mortgage

Document Number	268850
Date	Nov 03, 2020
Instrument	268850

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 02, 2050

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,491.00 (-16.06%)	$575,346 (-12.62%) Land $185,725 Building $389,621	$575,346 (-12.62%) Land $185,725 Building $389,621
2023	$8,924.00 (+60.79%)	$658,459 (+53.77%) Land $173,455 Building $485,004	$658,459 (+28.67%) Land $173,455 Building $485,004
2022	$5,550.00 Homeowner's exemption	$428,220	$511,746 Land $145,189 Building $366,557

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 266 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	755 units insured 489 under condo master policies
Nearby Flood Claims	124 (2017–2022)
Claims Outside the SFHA	28 of 124
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 71 claims Hurricane Ian, Sep 2022 · 51 claims

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 35% of Florida
Wildfire Likelihood	About 1 in 610 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Orlando Telephone Company	Fiber	2,000 / 2,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Lumen Technologies, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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