19013 Earl Rd, Big Lake, MN 55309 Property Records

Sherburne County property record for 19013 Earl Rd, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,091 sqft · built 2005
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jun 2026)
Tax Bill	$4,300 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`65-527-0250`

Property Details

APN / Parcel Number

Primary APN	`65-527-0250`
Alternative APNs	`65-00527-0250` `30663`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,091 sqft Living Area
1st Floor Area	1,091 sqft
Basement Area	404 sqft
Finished Basement	404 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	792 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	360 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	30663
Street Address	19013 EARL RD
City	BIG LAKE
State	MN
Zip	55309-4668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, BLK 2
Legal Range	27W
Legal Township	33N
Legal Section	07
Legal Subdivision	MITCH K FARMS FIRST ADDITION
Legal Block	2
Legal Lot Number	10
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	1
Census Block	1010
Census Tract	30406

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19013 EARL RD, BIG LAKE, MN 55309-4668
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEXA MORTGAGE LLC
Jun 10, 2026	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
Mar 9, 2023	Warranty Deed, Transfer · Conventional Mortgage AXEN MORTGAGE
Sep 4, 2020	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Dec 15, 2022 · Amount on Record
Deed Document Number	2026998704
Prior Transfer Date	Jun 24, 2005
Prior Transfer Doc	0000069354
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	19013 EARL RD, BIG LAKE, MN 55309-4668
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 MYRTLE AVE S, ANNANDALE, MN 55302-9584

Mortgage

Document Number	0000960933
Date	Aug 30, 2023
Instrument	960933

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2053

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 10, 2026
Property Address	19013 EARL RD, BIG LAKE, MN 55309-4668
Document Number	0000998704
Instrument Date	Jun 2, 2026
Instrument	2026998704
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19013 EARL RD, BIG LAKE, MN 55309-4668

Mortgage

Document Number	0000998704,
Date	Jun 10, 2026
Instrument	2026998704

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Mar 9, 2023
Property Address	19013 EARL RD, BIG LAKE, MN 55309-4668
Document Number	0000954424
Instrument Date	Dec 15, 2022
Instrument	954424
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,052.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19013 EARL RD, BIG LAKE, MN 55309-4668

Mortgage

Document Number	0000954425
Date	Mar 9, 2023
Instrument	954425

Lender

Name	AXEN MORTGAGE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Sep 4, 2020
Property Address	19013 EARL RD, BIG LAKE, MN 55309-4668
Document Number	0000899481
Instrument Date	Aug 20, 2020
Instrument	899481
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	EDGEWATER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19013 EARL RD, BIG LAKE, MN 55309-4668

Mortgage

Document Number	0000899482
Date	Sep 4, 2020
Instrument	899482

Lender

Name	SUMMIT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,100 (-0.31%) Land $79,400 Building $277,700	$357,100 (-0.31%) Land $79,400 Building $277,700
2025	$4,300.00	$358,200 (-0.08%) Land $79,400 Building $278,800	$358,200 (-0.08%) Land $79,400 Building $278,800
2024	$4,300.00 (-1.15%)
2023	$4,350.00	$358,500 Land $81,300 Building $277,200
2021			$358,500 Land $81,300 Building $277,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

May also be available: Midco, Verizon.

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