Grayson County property record for 1901 Waterloo Ave, Denison, TX 75020 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,896 sqft · built 1949 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $321,843 (Jan 2024) |
| Tax Bill | $5,977 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage Jun 2020 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D037 3093012 |
| Primary APN | D037 3093012 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,896 sqft Living Area |
| 1st Floor Area | 1,896 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 19,998 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 420 sqft |
| Carport | Carport |
| Carport Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 400 sqft |
| Utility Building | 200 sqft |
| Street Address | 1901 WATERLOO AVE |
|---|---|
| City | DENISON |
| State | TX |
| Zip | 75020-5723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HYDE PARK S/D, BLOCK 2, LOT 6, ACRES .4591 |
| Legal Subdivision | HYDE PARK S/D |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 800 |
Source: Grayson County records · APN D037 3093012
Assessment roll updated August 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1901 WATERLOO AVE, DENISON, TX 75020-5723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 22, 2024 | Vendor's Lien, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 09, 2021 | Vendor's Lien, Transfer · Commercial Mortgage INDEPENDENT BANK |
| Jun 15, 2020 | Warranty Deed, Transfer GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO |
| Oct 16, 2019 | Vendor's Lien, Transfer · Commercial Mortgage INDEPENDENT BANK |
| Apr 27, 2019 | Loan Modification, Mortgage INDEPENDENT BK |
| May 10, 2018 | Loan Modification, Mortgage INDEPENDENT BK |
| Jun 29, 2017 | Warranty Deed, Transfer RED RIVER TITLE INC |
| May 17, 2017 | Loan Modification, Mortgage INDEPENDENT BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2024 · Amount on Record |
| Deed Sale | Jan 22, 2024 · Amount on Record |
| Prior Sale | Nov 09, 2021 · Amount on Record |
| Deed Document Number | 20241876 |
| Prior Transfer Date | Nov 05, 2021 |
| Prior Transfer Doc | 0000038287 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Jan 22, 2024 |
| Property Address | 1901 WATERLOO AVE, DENISON, TX 75020-5723 |
| Document Number | 0000001876 |
| Map Reference | VOL 489 PG 91 |
| Instrument Date | Jan 18, 2024 |
| Instrument | 2024-1876 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2024 |
| Title Company | NOT AVAILABLE, GRAYSON COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1901 WATERLOO AVE, DENISON, TX 75020-5723 |
| Document Number | 0000001877 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 2024-1877 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1901 WATERLOO AVE, DENISON, TX 75020-5723 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | GRAYSON COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000014775 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 2020-00014775 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Nov 09, 2021 |
| Property Address | 1901 WATERLOO AVE, DENISON, TX 75020-5723 |
| Document Number | 0000038287 |
| Map Reference | VOL 489 PG 91&92 |
| Instrument Date | Nov 05, 2021 |
| Instrument | 2021-00038287 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | NOT AVAILABLE, GRAYSON COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1620 W HULL ST, 1620, DENISON, TX 75020-5329 |
| Name | Verified Name |
|---|---|
| Address | 118 W MAIN ST, DENISON, TX 75021-3023 |
| Document Number | 0000038288 |
|---|---|
| Date | Nov 09, 2021 |
| Instrument | 2021-00038288 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Nov 05, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 18% |
| Index | Other |
| Max Rate | 18% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Jun 15, 2020 |
| Property Address | 1901 WATERLOO AVE, DENISON, TX 75020-5723 |
| Document Number | 0000014363 |
| Instrument Date | May 07, 2020 |
| Instrument | 14363 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2020 |
| Title Company | GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1901 WATERLOO AVE DENISON TX 750205723, DENISON, TX 75020-5723 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Oct 16, 2019 |
| Property Address | 1901 WATERLOO AVE, DENISON, TX 75020-5723 |
| Document Number | 0000025205 |
| Map Reference | VOL 489 PG 91&92 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 2019-00025205 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | GRAYSON COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1001 N AUSTIN AVE, DENISON, TX 75020-2340 |
| Document Number | 0000025206 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 2019-00025206 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1901 WATERLOO AVE, DENISON, TX 75020-5723 |
| Document Number | 0000013135 |
| Instrument Date | Apr 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1901 WATERLOO AVE DENISON TX 750205723, DENISON, TX 75020-5723 |
| Document Number | 0000013135 |
|---|---|
| Date | Jun 06, 2019 |
| Instrument | 13135 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | SHERMAN, TX 75091-0788 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jun 05, 2020 |
| Rate | 5.5% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1901 WATERLOO AVE, DENISON, TX 75020-5723 |
| Document Number | 0000011100 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1901 WATERLOO AVE DENISON TX 750205723, DENISON, TX 75020-5723 |
| Document Number | 0000011100 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 11100 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | SHERMAN, TX 75091-0788 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | May 16, 2019 |
| Rate | 5.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Jun 29, 2017 |
| Property Address | 1901 WATERLOO AVE, DENISON, TX 75020-5723 |
| Document Number | 0000014319 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 14319 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2017 |
| Title Company | RED RIVER TITLE INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1901 WATERLOO AVE DENISON TX 750205723, DENISON, TX 75020-5723 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1901 WATERLOO AVE, DENISON, TX 75020-5723 |
| Document Number | 0000013011 |
| Instrument Date | May 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1901 WATERLOO AVE DENISON TX 750205723, DENISON, TX 75020-5723 |
| Document Number | 0000013011 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 13011 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | PO BOX 788, SHERMAN, TX 75091-0788 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jun 15, 2018 |
| Rate | 5% |
|---|
Source: Grayson County records · Assessment roll updated August 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $305,662 (+12.21%) Land $70,000 Building $235,662 | $305,662 (+12.21%) Land $70,000 Building $235,662 | |
| 2024 | $5,977.00 (-2.11%) | ||
| 2023 | $272,412 Land $59,800 Building $212,612 | $272,412 Land $59,800 Building $212,612 | |
| 2022 | $6,106.00 |
Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 35% of the US · above 11% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 2,778 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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