1901 Sun Trail Dr, Troy, MO 63379 Property Records

Lincoln County property record for 1901 Sun Trail Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,640 sqft · built 2021
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,117 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-80-33-000-000-005.045`

Property Details

APN / Parcel Number

Primary APN	`15-80-33-000-000-005.045`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
Basement Area	1,640 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	723 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1901 SUN TRAIL DR
City	TROY
State	MO
Zip	63379-3911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 SUN SWEPT VILLAGE
Legal Range	01W
Legal Township	49N
Legal Section	33
Legal Subdivision	SUN SWEPT VILLAGE
Legal Lot Number	45
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1026
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1901 SUN TRAIL DR, TROY, MO 63379-3911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Jun 12, 2020	Deed of Trust, Mortgage · Closed-End Mortgage SILEX BANKING CO
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Nov 18, 2020	Beneficiary Deed, Transfer
Jun 8, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020
Deed Sale	Jun 8, 2020
Deed Document Number	20205741
Deed Book / Page	2447 / 711
Last Transfer Date	Nov 17, 2020
Transfer Doc	2455/502
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1901 SUN TRAIL DR, TROY, MO 63379-3911
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 SUN TRAIL DR, TROY, MO 63379-3911

Mortgage

Document Number	002476/742
Date	Mar 9, 2022
Book Page	2476/742
Instrument	2022002466

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1901 SUN TRAIL DR, TROY, MO 63379-3911
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2448/2
Date	Jun 12, 2020
Book Page	2448/2
Instrument	2020006034

Lender

Name	SILEX BANKING CO
Type	Bank
Address	SILEX, MO 63377

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 4, 2021

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1901 SUN TRAIL DR, TROY, MO 63379-3911
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2453/511
Date	Oct 8, 2020
Book Page	2453/511
Instrument	2020011580

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

November 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 18, 2020
Property Address	1901 SUN TRAIL DR, TROY, MO 63379-3911
Document Number	2455/502
Book / Page	2455 / 502
Map Reference	MB 11 PG 20&20A
Instrument Date	Nov 17, 2020
Instrument	2020013583
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1901 SUN TRAIL DR, TROY, MO 63379-3911

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 8, 2020
Property Address	1901 SUN TRAIL DR, TROY, MO 63379-3911
Document Number	2447/711
Book / Page	2447 / 711
Map Reference	MB 11 PG 20&20A
Instrument Date	Jun 4, 2020
Instrument	2020005741
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 CHAMPION CIR, TROY, MO 63379-6919

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,002 (-) Land $7,505 Building $43,497
2025	$3,117.00 (+9.75%)	$51,002 (+11.29%) Land $7,505 Building $43,497	$268,430 (+11.29%) Land $39,500 Building $228,930
2023	$2,840.00 (+5.65%)	$45,828 Land $6,365 Building $39,463	$241,200 Land $33,500 Building $207,700
2022	$2,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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