1901 State Rd NW, Warren, OH 44481 Property Records

Trumbull County property record for 1901 State Rd NW, Warren, OH 44481

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 994 sqft · built 1975
Lot Size	0.905 acres (39,417 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,000 (Oct 2022)
Tax Bill	$2,792 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-289520`

Property Details

APN / Parcel Number

Primary APN	`46-289520`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	994 sqft Living Area
1st Floor Area	1,988 sqft
Upper Floors Area	400 sqft
Attic	Attic
Attic Area	494 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	39,417 sqft (0.905 acres)
Lot Width	142 ft Width
Garage Type	Basement
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	156 sqft
Patio Area	156 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1901 STATE RD NW
City	WARREN
State	OH
Zip	44481-9446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	93 1 142.73F .9049A PER SURVEY STATE RD CHAMPION TWP
Legal Lot Number	1
Jurisdiction	TRUMBULL OH
Township / Civil Division	CHAMPION
Census Block Group	3
Census Block	3011
Census Tract	930700

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1901 STATE RD NW, WARREN, OH 44481-9446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jul 27, 2020	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Feb 26, 2018	Loan Modification, Mortgage · FHA Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	202221795
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Oct 27, 2022
Property Address	1901 STATE RD NW, WARREN, OH 44481-9446
Document Number	0000021795
Instrument Date	Oct 26, 2022
Instrument	202210270021795
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1901 STATE RD NW, WARREN, OH 44481-9446

Mortgage

Document Number	0000021796
Date	Oct 27, 2022
Instrument	202210270021796

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Jul 27, 2020
Property Address	1901 STATE RD NW, WARREN, OH 44481-9446
Document Number	0000013764
Instrument Date	Jul 26, 2020
Instrument	202007270013764
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 STATE RD NW, WARREN, OH 44481-9446
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013765
Date	Jul 27, 2020
Instrument	202007270013765

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TRUMBULL OH
Property Address	1901 STATE RD NW, WARREN, OH 44481-9446
Document Number	0000009322
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 STATE RD NW WARREN OH 444819446, WARREN, OH 44481-9446

Mortgage

Document Number	0000009322
Date	May 14, 2018
Instrument	9322

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Champion Township
Unified School District	Champion Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,792.00	$52,050 (-) Land $4,410 Building $47,640
2024	$2,792.00 (-2.14%)	$52,050 (-) Land $4,410 Building $47,640
2023	$2,853.00 (+30.75%)	$52,050 (+42.99%) Land $4,410 Building $47,640	$148,700 (+42.98%) Land $12,600 Building $136,100
2022	$2,182.00	$36,400 Land $4,130 Building $32,270
2020			$104,000 Land $11,800 Building $92,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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