1901 S River Rd, Covington, IN 47932 Property Records

Fountain County property record for 1901 S River Rd, Covington, IN 47932

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,536 sqft · built 1930
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on File
Tax Bill	$499 (2025)
Deeds & Mortgages	Mar 2024 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019B112640400100`

Property Details

APN / Parcel Number

Primary APN	`019B112640400100`
Alternative APNs	`23-13-26-404-001.000-019` `00001012452` `0190017900`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2003
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	55,757 sqft (1.28 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00001012452
Street Address	1901 S RIVER RD
City	COVINGTON
State	IN
Zip	47932-8054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	019-00179-00 PT E1/2 SE 26-19-9 1.276A MP B11-26-404-00100
Jurisdiction	FOUNTAIN IN
Township / Civil Division	WABASH
Census Block Group	2
Census Block	2034
Census Tract	958000

Owner

Source: Fountain County records · APN 019B112640400100

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1901 S RIVER RD, COVINGTON, IN 47932-8054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTREBANK
Jan 23, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 04, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTREBANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 04, 2019
Deed Sale	Dec 04, 2019
Deed Document Number	20192792
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	1901 S RIVER RD, COVINGTON, IN 47932-8054
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202400603
Date	Mar 25, 2024
Instrument	202400603

Lender

Name	SWIFT HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	1901 S RIVER RD, COVINGTON, IN 47932-8054
Transaction Type	Mortgage
Record Updated	Mar 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101264
Date	May 10, 2021
Instrument	202101264

Lender

Name	CENTREBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 07, 2026

Interest

Rate Type	Fixed Rate

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Jan 23, 2023
Property Address	1901 S RIVER RD, COVINGTON, IN 47932-8054
Document Number	0202300153
Instrument Date	Jan 20, 2023
Instrument	202300153
Transaction Type	Transfer
Record Updated	Mar 03, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 S RIVER RD, COVINGTON, IN 47932-8054

Mortgage

Document Number	0202300154
Date	Jan 23, 2023
Instrument	202300154

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Dec 04, 2019
Property Address	1901 S RIVER RD, COVINGTON, IN 47932-8054
Document Number	0201902792
Instrument Date	Nov 26, 2019
Instrument	201902792
Transaction Type	Transfer
Record Updated	Mar 03, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 S RIVER RD, COVINGTON, IN 47932-8054
Investor	Possibly a Property Investor

Mortgage

Document Number	0201902793
Date	Dec 04, 2019
Instrument	201902793

Lender

Name	CENTREBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fountain County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Wabash Township
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$499.00 (-44.06%) Homeowner's exemption	$178,700 (+20.91%) Land $26,000 Building $152,700	$178,700 (+20.91%) Land $26,000 Building $152,700
2024	$892.00 (+8.52%)
2023	$822.00 (-0.6%)	$147,800 (+4.08%) Land $23,000 Building $124,800	$147,800 (+4.08%) Land $23,000 Building $124,800
2022	$827.00	$142,000 Land $18,000 Building $124,000	$142,000 Land $18,000 Building $124,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 6, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2004–2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Tipmont Rural Electric Membership Fiber	1,000 / 1,000

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures