1901 Pig Neck Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 1901 Pig Neck Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,766 sqft · built 1962
Lot Size	0.86 acres (37,461 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Mar 2021)
Tax Bill	$5,851 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-138369`

Property Details

APN / Parcel Number

Primary APN	`07-138369`
Alternative APNs	`7138369` `138369`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,766 sqft Total Area
Attic	Attic
Attic Area	636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	37,461 sqft (0.86 acres)
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	190 sqft
Deck Area	518 sqft
Patio Area	418 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	138369
Street Address	1901 PIG NECK RD
City	CAMBRIDGE
State	MD
Zip	21613-3645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 37,461 SQ. FT. PAW PAW POINT ON FISHING CRK-CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2025
Census Tract	970702

Owner

1901 Pig Neck Rd is owned by two individuals who bought it in March 2021.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7801 RIDGEWOOD AVE, 1, CAPE CANAVERAL, FL 32920-2386
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Mar 16, 2021	Deed, Transfer · Conventional Mortgage PROVIDENT STATE BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on File
Deed Sale	Mar 16, 2021 · Amount on File
Deed Book / Page	1634 / 222
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	1901 PIG NECK RD, CAMBRIDGE, MD 21613-3645
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	TRUSTED TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016940366
Date	Nov 3, 2021
Book Page	1694/366

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 16, 2021
Property Address	1901 PIG NECK RD, CAMBRIDGE, MD 21613-3645
Document Number	0016340222
Book / Page	1634 / 222
Instrument Date	Mar 5, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7801 RIDGEWOOD AVE APT 1, 1, CAPE CANAVERAL, FL 32920-2386

Mortgage

Document Number	0001634227
Date	Mar 16, 2021
Instrument	1634/227

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Mar 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Margin	3
Max Rate	8.75%

Tax Assessment & Valuation

The 2026 property tax bill for 1901 Pig Neck Rd was $5,851, up 16.5% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,851.00 (+16.48%)	$507,100	$652,100 Land $248,100 Building $404,000
2025	$5,023.00
2023	$4,419.00	$392,067	$434,600 Land $248,100 Building $186,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1901 Pig Neck Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 107 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	107 in force
Nearby Flood Claims	95 (1996–2024)
Claims Outside the SFHA	3 of 95
Most Recent Claim	May 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1901 Pig Neck Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

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