1901 Parson St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1901 Parson St, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,855 sqft · built 1910
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (Jun 2026)
Tax Bill	$3,571 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083-131-10`

Property Details

APN / Parcel Number

Primary APN	`083-131-10`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,855 sqft Living Area
1st Floor Area	1,400 sqft
Upper Floors Area	455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Area	256 sqft
Porch	Finished/Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1901 PARSON ST
City	CHARLOTTE
State	NC
Zip	28205-2361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L2 B14 M146-59
Legal Subdivision	VILLA HEIGHTS
Legal Block	14
Legal Lot Number	2
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2017
Census Tract	900

Owner

1901 Parson St is owned and occupied by an individual who bought it in June 2026.

Source: Mecklenburg County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1901 PARSON ST, CHARLOTTE, NC 28205-2361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 8, 2026	Warranty Deed, Transfer · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION
Jun 7, 2024	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL RESOURCES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on File
Deed Sale	Jun 8, 2026 · Amount on File
Prior Sale	Jun 7, 2024 · Amount on File
Deed Document Number	202660508
Deed Book / Page	40484 / 215
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1901 PARSON ST, CHARLOTTE, NC 28205-2361
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 PARSON ST, CHARLOTTE, NC 28205-2361

Mortgage

Document Number	0000093338
Date	Sep 15, 2025
Book Page	39858/76
Instrument	2025093338

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 8, 2026
Property Address	1901 PARSON ST, CHARLOTTE, NC 28205-2361
Document Number	0000060508
Book / Page	40484 / 215
Instrument Date	Jun 8, 2026
Instrument	202660508
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	INTEGRATED TITLE INC, INTEGRATED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 PARSON ST, CHARLOTTE, NC 28205-2361

Mortgage

Document Number	0000060509,
Date	Jun 8, 2026
Instrument	202660509

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 7, 2024
Property Address	1901 PARSON ST, CHARLOTTE, NC 28205-2361
Document Number	0000052669
Book / Page	38868 / 137
Map Reference	MB 146 PG 59
Instrument Date	Jun 7, 2024
Instrument	2024052669
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 E 8TH ST # ST3F, ST3F, NEW YORK, NY 10003-5906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 PARSON ST, CHARLOTTE, NC 28205-2361

Mortgage

Document Number	0000052670
Date	Jun 7, 2024
Instrument	2024052670

Lender

Name	AMERICAN FINANCIAL RESOURCES LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1901 Parson St was $3,571.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,571.00	$443,000 Land $380,000 Building $63,000	$443,000 Land $380,000 Building $63,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1901 Parson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1901 Parson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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